List of Indian & Overseas Address proof
If the KYC documents are sent from outside India, then all such documents need to be self-attested by the document holder as well as duly attested by a Banker / Notary / Embassy official / Consulate Official.
Address Proofs to be submitted in the name of each Applicant. If address proof not available in the name of any account holder(s), address proofs in the name of blood relatives can be accepted along with relationship proof and relative ID.
Blood relatives include Spouse,Father,Mother,Sister,Brother,Child. Enclosed Annexure to be filled and Submitted along with AOF.
| Sr No | Document | NRI Status Proof |
ID Proof for NRI |
ID proof for Resident | Indian Address Proof | Overseas Address Proof |
Relationship Proof |
|---|---|---|---|---|---|---|---|
1 |
Valid Indian passport with Identification & address page | No |
Yes |
Yes |
Yes |
Yes |
Yes |
2 |
In case of PIOs : Foreign passport having parents' /spouse's name (Handwritten address on the passport will be acceptable if the entire passport is handwritten.) |
Yes |
Yes |
No |
No |
Yes |
Yes |
3 |
Valid Visa/Work permit/Resident card with name and complete address | Yes |
No |
No |
No |
Yes |
No |
4 |
In case of PIOs: PIO card/ OCI card | Yes |
No |
No |
No |
Yes |
Yes |
5 |
Utility Bills (Not more than 2 months old of any service provider. Only electricity, telephone, postpaid mobile phone, water bill, and piped gas bill shall be accepted. No other utility bill shall be acceptable.) | No |
No |
No |
No |
Yes |
No |
6 |
Bank account statements (Not older than 3 months - for a period of 45 days with minimum 1 customer induced transaction) For face to face KYC of customers from USA, UK, Singapore and Canada one month Bank statement can be accepted | No |
No |
No |
Yes |
Yes |
No |
7 |
PAN card issued by the Income Tax Department | No |
No |
Yes |
No |
No |
Yes |
8 |
Driving License having holder's name, date of birth, address, photo & the expiry date | No |
No |
Yes |
Yes |
Yes |
Yes |
9 |
Leave and License agreements / Letter of allotment of accommodation (An agreement made with employers being State or Central Government departments, statutory or regulatory bodies, public sector undertakings, scheduled commercial banks, financial institutions and listed companies can be accepted as a valid overseas address proof. If a letter of accommodation has been issued by such employer, then the same can be accepted as a valid overseas address proof.) | No |
No |
No |
Yes |
Yes |
No |
10 |
Documents issued by government departments of foreign jurisdictions (Valid ID Documents issued by a Government authority having the customer’s name, and address, e.g. National ID card,.etc) | No |
No |
No |
NA |
Yes |
No |
11 |
Property or Municipal Tax receipt (Receipt / Invoice should not be more than one calendar year old from the date of Account sourcing / request) | No |
No |
No |
Yes |
Yes |
No |
12 |
Rent/ Leave and License agreements supported by latest Rent receipt (Only for customers residing in UAE, Saudi Arabia, Qatar, Kuwait, Bahrain, Oman) | No |
No |
No |
No |
Yes |
No |
13 |
Letter from employer confirming address of the customer as per their records (letter to be issued on Company letter head mentioning customer's Name and Passport number (Only for customers residing in UAE, Saudi Arabia, Qatar, Kuwait, Bahrain, Oman) | No |
No |
No |
No |
Yes |
No |
14 |
Voter's ID Card | No |
No |
Yes |
Yes |
No |
Yes |
15 |
Job card issued by NREGA duly signed by an officer of the State Government | No |
No |
Yes |
Yes |
No |
Yes |
16 |
Aadhaar letter card issued by Unique Identification Authority of India (UIDAI) | No |
No |
Yes |
Yes |
No |
Yes |
17 |
Pension or family pension payment orders (PPOs) issued to retired employees by Government Departments or Public Sector Undertakings, if they contain the address | No |
No |
No |
Yes |
No |
No |
18 |
Marriage Certificate | No |
No |
No |
No |
No |
Yes |
19 |
Birth certificate | No |
No |
No |
No |
No |
Yes |
20 |
Ration Card | No |
No |
No |
No |
No |
Yes |
21 |
Matriculation certificate | No |
No |
No |
No |
No |
Yes |
22 |
School leaving certificate | No |
No |
No |
No |
No |
Yes |
23 |
Court Affidavit | No |
No |
No |
No |
No |
Yes |
24 |
Life Insurance policy | No |
No |
No |
No |
No |
Yes |
