My Money FAQs

The charges reflecting in your statement as 'MM Annual Fee' is the My Money Annual Fee charges. 

A free trial period of 30 days for My Money is applicable for the first time user. When the free trial period expires, the annual charges of Rs. 300.00 plus 18.00% Goods and Service Tax will be applicable.

Further, you can view the detailed information of My Money on our website by clicking on 'Internet Banking' home page, click on 'Services Offered' from left vertical menu and then click on 'My Money'.
 

Following steps are to be followed on My Money :

1. Click on 'Link an Account' link on the top header on Dashboard page.

2. Click on 'Add a Manual Account'

3. Enter requisite details and click on 'Add'

• Import transactions - When you add your bank accounts, we gather up to 90 days worth of your previous transactions from those accounts. You can't import any transactions previous to that date, and you can't enter them manually either. We will continue to download and keep your transactions as long as you maintain your subscription to My Money from ICICI Bank.
• Subcategories - Some people really want to track things like Auto (Fuel), Auto (Repair), and Auto (Wash) as separate categories so that they can see those totals either separately or rolled up into the master category name (Auto). Again, this is a level of detail that My Money from ICICI Bank doesn't track. Our purpose is to give you a tool that is a convenient introduction to finance that helps save time and money.
• Paying bills or transferring money - You can't use My Money from ICICI Bank to transmit funds from one place to another.
• Writing cheques - You can't use My Money from ICICI Bank to write or print cheques. However, you can enter cheques you've written to see how they'll affect your balance once they clear.
• Reconciling - Reconciling is useful for matching up your paper chequebook register with the transactions on your bank statement. With My Money from ICICI Bank, you're seeing the bank transactions right on the screen. To match up your receipts with the bank transactions.

Following steps are to be followed on My Money :

1. Click on the 'Transactions' tab on the header

2. Go to transaction that needs to b categorized

3. Click on the Category of the transaction

4. Select desired category from the dropdown

To unsubscribe from ICICI Bank My Money, login to Internet Banking > Exclusive Offerings > My Money > Customize (tab on the top right corner) > Cancel my ICICI Bank My Money account.

If you try to view the My Money page again after unsubscription, you will receive a pop-up confirming re-subscription of My Money facility on a chargeable basis, which confirm the unsubscription of the My Money facility.
 

You can add your online accounts with different billers. In the Bills Reminder page available under the Accounts tab, you can see all the upcoming bills in one place and you can even mark a bill as paid if it is done through check or in person.

Following steps are to be followed on My money :

1. Click on 'Customize' tab on the top right corner.

2. Click on the 'Cancel my ICICI Bank My Money account'.

3.Once clicked on Cancel ICICI Bank My Money Acount, below confiramtion page is received and customer needs to click on confirm.

There is no change in subscription fees. Subscription fees would be INR 300 +GST. Existing customers on monthly charging would continue to pay INR 25+GST. 

Existing customers on annual charging would continue to get My Money service till the expiry of subscription.
 

Following steps are to be followed on My Money :

1. Click on the 'Transactions' tab on the header

2. Go to 'Categorization Rules' at the bottom of the page

3. Click on 'Add rules' and fill requisite details

Following steps are to be followed on My Money :

1. Click on 'Manage' tab on the header & click on 'Category' submenu

2. Go to category under which you wish to add categories.

3. Click on 'Manage categories'

4. Add desired category by typing the sub category name and clicking on 'Add'

Following steps are to be followed on My Money :

1. Click on 'Manage' tab on the header & click on 'Category' submenu

2. Add desired name in the text box adjacent to main category as required 3. Click on 'Save Changes'

Following steps are to be followed:
1. Click on 'Link an Account' link on the top header on Dashboard page.

2. Enter the name of Institution

3. Accept Terms & Conditions of the service

4. Enter credentials and click on 'Add'

You can add from over 200 institutions.

Features such as cash wallet, where customers could update cash spends through SMS; and SMS Alerts have been discontinued.

Once Money Manger services has been upgraded to ""My Money"", you will be required to carry out the following activities:

1. Add your non ICICI Bank relationships to continue seeing your financial trends.
2. Look at the cargorization of transactions and re-categorize transactions if required

"My Money from ICICI Bank" offers superior value proposition by providing the following features:

1. Revamped look and feel with better user interface.
2. Customizable Dashboard. So that users can choose dashboard widgets that suits their view on financial analysis.
3. Deeper financial analysis on Investments
4. Comprehensive aggregation capabilities where users can add over 200 institutions across Banks, Loans, Mutual Funds, Stocks, Credit Cards & Insurance
5. Newer categories like Reward point & Telephone Bill aggregation have been introduced
6. Greater options for Alerts/Reports that would be sent to users only to their registered e-mail.

7. More granular level of categorization. Users can categorize from over 110 categories.

ICICI Bank has upgraded its earlier version of personal finance management tool 'Money Manager' to 'My Money from ICICI Bank' on 23rd Oct 2013.

My Money from ICICI Bank is an on-line personal finance management solution which helps banking customers understand their spending habits and organize their finances by providing them with details of all their ICICI Bank & Non ICICI Bank accounts on a single platform. 

My Money from ICICI Bank is for you if you are just starting out on your financial journey. Or, maybe you've been on your financial journey for awhile, and you're finally ready to pay more attention. We designed My Money from ICICI Bank for you, too.

My Money from ICICI Bank supports the following browsers on the Microsoft Windows operating system

• Internet Explorer 6, 7, and 8
• Firefox 2 and 3
• Safari 3

First time My Money from ICICI Bank subscribers get a free 30-day trial for My Money from ICICI Bank. During this period the customer can use all the services offered by My Money from ICICI Bank.

Post the free trial period, My Money from ICICI Bank subscription fee is Rs. 300 Taxes, which will be debited annually from your account post the free trial.

A user can un-subscribe from My Money from ICICI Bank by clicking on the 'un-subscribe' link in the logged in section. Once un-subscribed from the service, no subscription fee will be debited post un-subscription date.

Yes. However, the free trial period is only applicable for a first-time subscriber. In case of subscription after the free trial, the My Money from ICICI Bank subscription fee will be applicable on immediate basis.

We certainly understand any concerns you may have about the security of your information in My Money from ICICI Bank. My Money from ICICI Bank is part of ICICI Bank's Internet Banking facility and follows the same security features as the rest of the website to ensure security of your online transactions and confidentiality of your data.

We categorise transactions based on their payees. A payee is the description for a transaction. It could be:

• The name of a store, utility, or person that you paid
• The name of a business or person who paid you
• A type of transaction, such as MONTHLY FEE
• Just the word CHEQUE or DEPOSIT

The payees from your bank often have a lot of extra text at the end. Whenever possible, we'll suggest more intuitive names and categories for common payees.

You can change categorization of transactions and also set categorization rules to categorize future transactions from same payee as per your preferences.

If we don't recognise a payee, we'll ask you to assign a category yourself. We'll learn from that, too, and use that category for future transactions from that same payee.

But sometimes we can guess at the right category, so all you need to do is edit the payee if you want.

You'll need to enter the payee and category on cheques that you've written by hand.

The Dashboard page provides an overview of all your accounts linked to ICICI Bank My Money. You can choose to include the required functionalities in this Dashboard by including the required widget from My Widgets.

Widgets, also referred as FinApps, are small Financial Applications that provide a specific functionality. Examples are Accounts, Net Worth Performance and Spending Analysis widgets that you could see in the Dashboard.

You may click the Help icon in the top right corner of the page to get help related to the current page. You may also click the Help icon in the top right corner of each FinApp to get more details about that specific Widget.

You may link different types of online accounts like Banking, Credit Card, Investments, Loans, Rewards, Insurance, Telephone, Bills, etc., if you have the internet credentials to log in to these sites.

To link an account, you can click the Link an Account option available in the header of My Money. You could find your bank, credit card, loan, investment, reward, and bill accounts by using a key word or popular account searches. You can then select and add the required accounts to ICICI Bank My Money.

Yes. The online accounts linked in My Money, which do not require any additional dynamic information for Multifactor Authentication (MFA), will get refreshed automatically on a regular basis. You need to refresh the MFA accounts manually, providing the required additional authentication.

If the site where you hold the account expects you to enter a token value for additional authentication purposes, you need to provide that information in My Money every time you want to refresh the MFA accounts.

You can view and update all your accounts linked to My Money in the Accounts page. You can click the required account to get more options to view the details and edit the account.

If the site where you hold the account expects you to enter a token value for additional authentication purposes, you need to provide that information in My Money every time you want to refresh the MFA accounts.

To see the details of your accounts, you can click on the Details tab that appears when you click "the account" in the Accounts page.

You can remove any account linked to My Money using the options available in the Edit tab that appears when you click the required account in the Accounts page. Under the Edit tab, there are options to hide, close or delete the account from My Money.

Yes. You can view the trend analysis by clicking the Trends tab that appears when you click "the account" in the Accounts page.

You can view the hidden accounts and closed accounts by selecting the appropriate filter available in the Accounts page, namely Hidden Accounts and Closed Accounts.

Accounts that are deleted cannot be accessed again. If required, they need to be linked again. In that case, it will still be treated as a new account and the historical information from the deleted account will not be made available.

You can create a group with the required set of accounts and view only those accounts by filtering based on that account group. To create account groups, click Accounts Groups option under Manage tab in the toolbar, provide a name for that group, and include the required accounts.

You can view the transactions from the Transactions page. You can also view the transaction details from the Accounts page by clicking the Transactions tab that appears when you click the account in the Accounts page. You can choose the appropriate filter to view the transactions under a specific category or sub-categories under Expenses, Income and Transfers. You may also view the transactions for a specific period by choosing the required filter.

Yes. You can print the transactions from the Transactions page. You can click the Printer icon in the bottom of the page to get the transactions printed.

Yes. You can export the transactions to MS Excel by clicking the Export Transactions icon in the bottom of the Transaction page.

The Net Worth is calculated by summing up all your asset values and deducting all your liabilities from it.

You can view the current prices of your stocks by clicking the Holdings tab that appears when you click the investment account in the Accounts page.

The values of the stock are close to real time and these are provided on best efforts basis only.

You can click the Exclamation icon to know more about the not-error and take the necessary action indicated in the message.

You can add a manual account by clicking the Add a manual account link in the flow invoked for linking an account.
You could also let us know so that the support can be built in the course of time. You may click the Email us link in the bottom of the page and provide the details regarding the required site that needs to be supported.

When you create manual accounts, you need to manually add the transactions.

To configure notification alert messages, you should click the Alerts option under the Manage tab. Alternatively, you can also access the Configure Alerts page from the Customize link available in the header. Email alerts will be sent to your designated email id.

You can view any increase or decrease in your Net Worth by accessing the Net Worth page under Accounts tab. Specific icons are present in that page to indicate whether there is increase or decrease in your Net Worth.

Yes. You can access the Budget page under the Spends tab to analyze the transactions against various categories. You can track your monthly income & expenses. You can set up alerts to know when you exceed your budget goals. You can receive regular status reports by email to keep track of the spending.

You can access the Spending Analysis page under the Spends tab to analyze the transactions against various categories.

You can access the Tax Planner page to estimate your tax.

Click on My Money in Exclusive offering. On the landing page, if the User does not find the T&C check box, he is an active user on My Money.