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INSTA OD is an online lending platform which cater to your working capital requirements and provide instant disbursement within a few clicks.


  • Overdraft up to Rs. 15 Lakhs for existing customers and 10 Lakhs for new to bank customers
  • Pay Interest on the utilized amounts
  • Paperless processing
  • Instant Disbursement for existing customers
  • Instant Sanction for new to bank customers, disbursement post account opening
  • Minimal documentation
  • No Collateral required
  • No commitment charges
  • No prepayment/foreclosure charges

Insta OD can be availed through multiple channels as mentioned below: -

  • Corporate Internet Banking
  • InstaBIZ App
  • ICICI Bank Website for existing customers of ICICI Bank
  • For new to bank customers, it can be availed through ICICI Bank Website or your nearest ICICI Bank Branch
  • At the time of Account Opening

To avail overdraft facility through Website, please login through


For more details, please get in touch with your relationship manager or ICICI Bank Branch

To view FAQ’s Click Here