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Current Account
ICICI Bank Business Banking offers comprehensive banking solutions to suit the banking needs of every MSME. From a wide range of Current Account products to convenient banking solutions like corporate internet banking, InstaBIZ and Tax Payments we make your banking easy and hassle free.
Open a ICICI Bank Current Account instantly, at the comfort of your office through video KYC opening across all constitution - Individuals, Proprietors, Legal Entities (Private companies & partnership).
Smart Business Account 2.0 Ivy
- A special Smart Business Account with special privileges catering to high end businesses
- Minimum Quarterly Average Balance (QAB) requirement of Rs 10,00,000 with no non maintenance charges
- Unlimited outward cheque returns, cheque leaves, branch transactions, Demand Drafts (DDs)/Pay Order (POs)
Smart Business Account 2.0 Gold
- Flexible free limits as per the average balance maintained. Minimum Quarterly Average Balance (QAB) requirement of Rs 1,00,000
- Free 10 outward cheque returns per month
- Flexible branch transactions, cheque leaves, IMPS transactions and DD/PO limits basis balance maintained
RCA Standard
- Minimum Monthly Average Balance (MAB) requirement of Rs 10,000
- Free RTGS and NEFT transactions done online
- Free cheque collection and payment anywhere across the country
Chartered Accountant 2.0
- Dynamic cash deposit, i.e. Anywhere free cash deposit of up to 10 times the maintained Monthly Average Balance (MAB) or Rs 1.2 crore, whichever is lower
- Free 2 outward cheque returns per month
- Free 100 branch transactions per month for every Rs 1 lakh of balance maintained
- Free Business Gold Debit Card
Trade Platinum
- Fungibility to maintain minimum Monthly Throughput of USD 80,000 or Monthly Average Balance of Rs 5,00,000
- Flat charges of Rs 200 per bill on trade transactions like advance import, direct import and bills
- No charges on Foreign Inward Remittance Certificates (FIRC), SWIFT, courier, and Export Letter of Credit (LC) Advising
Eazypay web
- A single platform for multiple collection modes which facilitates single Management Information System (MIS) reconciliation for all collection modes
- Available as bill upload, payment gateway and open payment mode
- Customised MIS with facility to upload bills
UPI QR
- Accept payments from any bank
- Instant settlement to your bank account
- No transaction charges up to Rs 2,000 per transaction
Eazypay App
- A mobile based application which allows you to collect through multiple modes like – Unified Payment Interface (UPI), Credit Card, Debit Card, Internet Banking or Pockets wallet
- 24×7 instant credit through UPI and Pockets and accepts multiple modes of payments
- Easy reconciliation
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Current Account is a bank account for people who run businesses. It is designed for carrying out day-to-day business transactions easily.
A Current Account is a bank deposit that can be withdrawn by the depositor at any time. The depositor is at liberty to operate this account any number of times in a day unlike Savings Accounts where only limited transactions are allowed. This account is generally opened by people who are engaged in trade, businesses and professions.
Click here to open ICICI Bank Current Account in just a few clicks.
| Savings Account | Current Account | |
|---|---|---|
| Meaning | Meant for savings purpose | Meant for business purpose |
| Suitable for | People who are salaried employees or have a monthly income | Firms, Companies, Traders and entrepreneurs who need to access their accounts frequently |
| Transactions allowed | Limited transactions | Multiple transactions |
| Interest earned | <3.5% - 4%> per annum (usually) | No interest |
| Minimum Balance | Usually low | Usually high |
| Overdraft facility | Not offered/allowed | Overdraft facility provided |
Click here to open ICICI Bank Current Account in just a few clicks.
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