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2 mins Read | 1 Year Ago

Lifetime Free Credit Card

Avoid Late Fees: Tips for Timely Credit Card Bill Payment

Discover the ICICI Bank Lifetime Free Credit Card - a gateway to financial freedom. With a lifetime free credit card, there are no annual fees, joining fees or hidden charges. This card offers you a truly free and transparent credit experience. Using this card wisely can reap incredible benefits such as rewards, cashback, and exclusive discounts. Empower yourself with the convenience and flexibility of a credit card without worrying about any costs. Join us on a journey where the ICICI Bank Lifetime Free Credit Card becomes your key to unlocking a world of possibilities. Simplify your transactions, manage your finances, and enjoy the perks that come with responsible credit card usage. Embrace the freedom and convenience of a truly Lifetime Free Credit Card today.

No Annual Fee / Lifetime Free Credit Card

Are you searching for a credit card that offers great benefits without any annual fees? Look no further than ICICI Bank. Known for its wide range of products and services catering to both individuals and corporate customers, ICICI Bank is a popular choice for credit cards.

When it comes to credit cards, ICICI Bank stands out with its lifetime free credit card offerings. As a first-time user, you can apply for a lifetime free credit card and enjoy rewards without worrying about high costs. With no annual fees, the ICICI Bank credit card provides a hassle-free experience, making it a convenient choice for your financial needs.

Unlock a world of possibilities with ICICI Bank's lifetime free credit card. Earn rewards on your everyday purchases, access exclusive perks, and manage your finances seamlessly. Experience the joy of financial freedom today with ICICI Bank, where no annual fee means more benefits for you.

Some of the Best Lifetime Free Credit Cards in India

Discover the best free credit cards in India offered by ICICI Bank. Experience the convenience and benefits of these credit cards without any annual fees. For a lifetime free credit card application now, choose your card from the following options:

  1. ICICI Bank Instant Platinum Credit Card: Get a no-annual-fee credit card instantly at our branches against your Fixed Deposit. Earn 2 Reward Points for every Rs. 100 spent, avail of a 25% discount of up to Rs. 100 on two tickets through, and access exclusive dining offers through the ICICI Bank Culinary Treats program.

  2. ICICI Bank Coral Credit Card Against Fixed Deposit: Enjoy the convenience of an assured credit card without income documents. This card offers complimentary domestic airport and railway lounge visits, 50% more reward points on online spending, discounts on dining, and a 25% discount of up to Rs. 100 on two tickets through

  3. ICICI Bank Rubyx Credit Card Against Fixed Deposit: Indulge in luxury with Concierge services, entertainment offers, and lifestyle benefits. Receive welcome vouchers worth Rs. 5000 on joining, earn up to 15,000 bonus reward points, and enjoy complimentary rounds of golf and movie tickets.

Get a free credit card from ICICI Bank and seize the rewards, discounts, and exclusive privileges they offer. Choose the ideal credit card that aligns with your financial needs and aspirations. Don't miss out on this opportunity to enhance your credit experience without any fees.

Check Eligibility and Available for free Credit Online

- Age: The minimum age requirement is 18, but most banks issue cards at age 21. The maximum age limit varies, with banks typically offering cards until the age 60.

- Annual Salary: Banks consider the applicant's annual income to assess repayment capacity. Usually, a net annual income of Rs 2.5 Lakh is required, but eligibility criteria may vary across banks.

- Nationality: Indian citizens, residents, and non-residents can apply for credit cards. However, some banks exclusively issue cards to Indian nationals. Verify specific eligibility requirements with respective banks.

Lifetime Free Credit Cards Features and Benefits

Enjoy a range of features and benefits with these lifetime free credit cards:

1. Low and Reversible Annual Fee: These credit cards come with a low annual fee, which is affordable and reversible in some cases, offering great value for money.

2. Enhanced Security: These cards prioritise your safety and offer advanced security measures, ensuring your transactions are secure and protected.

3. Payback Rewards: Earn enticing payback rewards on your purchases, allowing you to accumulate points and redeem them for a variety of exciting rewards and discounts.

4. Fuel Surcharge Waiver: Say goodbye to additional fuel surcharges as these lifetime free credit cards often come with a waiver, enabling you to save more on fuel expenses.

5. Dining Offers: Indulge in delightful dining experiences with special offers and discounts available at partner restaurants, making your culinary adventures even more enjoyable.

With these, you can enjoy many benefits while keeping your financial management hassle-free and cost-effective. Explore these cards today and take advantage of the features that enhance your lifestyle and save you money.

Lifetime Free Credit Cards Eligibility Criteria & Documentation

Customer Category

Age Range

Annual Salary/Income

Minimum CIBIL Score

Salaried Professionals

21-58 years old

Existing ICICI Bank Salaried Customer

750 or above


Minimum annual salary of ₹2.40 Lakhs


Non-ICICI Bank Salaried Customer


Minimum annual salary of ₹3.60 Lakhs


Self-Employed Professionals

21-65 years old

Existing ICICI Bank Savings Account

750 or above


Annual income of ₹3.60 Lakhs


Non-ICICI Bank Self-Employed Applicant


Annual income of ₹4.80 Lakhs


Required Documentation:


Proof of Identity

Proof of Identity

Aadhaar Card, Passport, PAN Card

Proof of Address

Aadhaar Card, Utility Bill, Rental Agreement

Proof of Income

Salary Slips, Income Tax Returns, Bank Statements

Recent Passport-sized Photographs


Filled Application Form



Lifetime Free Credit Cards Without Income Proof

ICICI Bank Rubyx Credit Card Against Fixed Deposit (FD) offers a unique opportunity for individuals who may not have income proof to enjoy the benefits of a lifetime free credit card. So, if you are thinking about how to get a free credit card for a lifetime, by availing this card against an FD, applicants can bypass the need for income documentation. The Rubyx Credit Card provides a range of exclusive benefits, including welcome vouchers worth Rs 5,000 on joining, up to 15,000 bonus reward points, complimentary rounds of golf, and movie tickets. This card is designed to provide luxury and convenience to cardholders, with concierge services, offers on entertainment, and a host of lifestyle privileges. Enjoy the advantages of a lifetime free credit card without the hassle of income proof with ICICI Bank Rubyx Credit Card Against Fixed Deposit.

How to Apply for a Lifetime Free Credit Card Online?

Applying for a lifetime free credit card online is a convenient process, Check the same out below:

1. Gather necessary information: Collect your personal details, employment information, and address proof to streamline the application process.

2. Choose the right card: Select a credit card that matches your preferences and offers benefits aligned with your lifestyle.

3. Provide additional details: Be ready to furnish any required documents, such as income proof or credit score information, to support your application.

4. Verification and card issuance: The bank will verify your information, including credit history, and issue the same upon successful verification.

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