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2 mins Read | 2 Years Ago

Why you should consider buying a new house this festive season


The festive season could be an excellent time to turn your dream of being a home owner, into a reality. Read this post, to know more.

Contemplating the idea of becoming a homeowner, but not sure about the timing of the purchase? How about the festive season that is just around the corner?

The period between October and December is filled with festivals that are widely celebrated all across India. Festivals like Dussehra, Diwali and Christmas are considered as auspicious, hence, this is considered the best time to invest in real estate. But apart from the festivities and traditional beliefs, there are several other reasons that makes this festive season an excellent occasion to purchase a home.

Here are some of the top advantages of purchasing a home, during the festive season, in India.

1. Home Loan Schemes

Most people depend on housing loans to purchase a home. As the festive season is considered auspicious for investing in real estate, several top lenders in India, offer attractive home loan schemes, during this period.

Discount in the Home Loan interest rates are some of the most common benefits offered by loan providers, during the festive season. Some of them also organise online/offline property exhibitions and offer facilities, like pre-approved digital loans.

2. Vast Inventory

As real estate transactions rise considerably, during the festive season, developers try to offload the unsold inventory, to boost sales. Even resellers try to sell their properties, during this period and are more open to negotiations. For buyers, this results in an extensive range of property options, across every budget.

Whether you are interested in affordable housing, under Rs 40 - 50 lakh or would like to splurge on a prime real estate, in a metro city, you are sure to be spoilt for choices, around the festive season. The availability of options will ensure that you can easily find your dream home, well within your budget.

3. Festive Deals

To attract buyers, developers also offer festive deals and discounts. No payment until possession, flexible payment plans, zero stamp duty or registration charges, GST exemption, free parking and modular kitchens are some of the most common festive offers, by developers.

These are generally limited-duration offers that last until a few days, after Diwali. Some developers also offer these deals until the New Year. If you are ready to purchase your dream home, these offers and discounts can make the deal, even better for you!

4. Festive Bonus

Another reason that makes the festive season the right time to purchase a home, is the age-old tradition of festive bonuses. Most employers in the country offer Diwali bonuses to their employees.

As the bonus will boost your disposable income, during the festive season, it makes financial sense to use it for purchasing a home. You can use it to make a bigger down payment, which could help in reducing your Home Loan requirement and make you more eligible for the loan. A bigger down payment could also provide you a leeway to negotiate the Home Loan interest rate.

Ready to move into your dream home?

This festive season, turn your long-standing dream of being a homeowner into a reality, as several reasons make this auspicious occasion the perfect time to make the big move. Finalise your dream home and look for a reputed lender that could help you in fulfilling this dream.

But, while the festive season is full of great offers, deals and discounts, buyers are advised to proceed with caution and finalise only after thoroughly analysing the deal, offered by the lender or the developer.


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