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2 mins Read | 5 Years Ago

How to transfer Sukanya Samriddhi Yojana account



From ‘Housing for All by 2022' to demonetisation, the current government has launched many initiatives to help India prosper. The Sukanya Samriddhi Yojana (SSY) is another praiseworthy initiative by the government which is aimed to help girl child in India. The savings scheme allows parents or legal guardians open a savings scheme in the name of a girl child and earn handsome interest on the same.

Once the girl child is 18 years old, she can then withdraw the money and use the same for her education and marriage. Post offices and selected banks are authorised to open Sukanya Samriddhi account.

If for some reason you want to transfer the account between banks or from the post office to a bank, the same can be done in a few easy steps. If you are looking for transfer ofSukanya Samriddhi account, here are the steps you need to follow-

1. Submit SSY transfer request

If you want to transfer your SSY account from one bank to another or from the post office to a bank, you’ll first have to submit an SSY transfer request. You can visit the nearest post office or bank where you have the SSY account for submitting this request.

This will require you to fill a request form and submit the same along with a transfer request letter.

2. Details of new bank

The request form for account transfer will require you to provide details of the new bank where you’d like to get the account transferred. For this, you’ll have to provide contact details and address of the bank branch.

Some of the banks allow Sukanya Samriddhi account online transfer. With this facility, you can get the account transferred online without visiting the bank.

3. Sending account documents

Once you have submitted the transfer request to the bank or post office, they will then send the original documents of your account to the new bank branch.

If you have already deposited money in this existing SSY account, the bank or post office will also send the cheque or DD of the amount to the new bank branch.

4. Resubmitting KYC

Once the new bank branch has received your original documents, you’ll then be asked to submit a new SSY account opening form along with the KYC documents.

If your new bank allows Sukanya Samriddhi Yojana online registration, you can fill the account form and complete KYC online.

5. Your SSY Account is transferred

That’s it! Once you submit the new SSY opening form and KYC documents, your SSY account will be transferred to this new bank branch.

Note that not every branch of a bank is authorised to open an SSY account. So, before initiating the transfer process, make sure whether or not the branch office to which you'd like to transfer the account is authorised for SSY account.

Online SSY Transfer for complete convenience

Only a few banks allow transfer of Sukanya Samriddhi Yojana online. Others require you to visit the branch office personally to complete the transfer process.

For enhanced convenience, prefer banks that offer an online facility. This will eliminate the need for you to visit the bank and save a lot of time and efforts in the process.



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