• A minimum Quarterly Average Balance (QAB) of only Rs 1,00,000
(QAB requirement will reduce to 50% for select semi urban and rural branches, i.e. Rs 50,000)
• Dynamic cash deposit*
(*Anywhere free cash deposit of up to 10 times the maintained MAB or Rs 2.5 crore, whichever is lower)
• Zero QAB requirement for first 2 quarters**
(**If the customer is transaction active on Corporate Internet Banking or InstaBIZ app and has done any two of the following transactions online:
GST payment, CMS, Debit Card (through POS), Connected Banking, bill pay within 2 months of opening the account)
Lifetime zero QAB for asset customers
(Until auto debit for EMI is active in the account)
(Asset customers: mortgage, auto or commercial vehicle loan customers)
Connected Banking - Lifetime zero QAB
(When throughput through Connected Banking is more than or equal to Rs 25,000 for the quarter)
(Connected Banking: Auto reconciliation of banking transactions from accounting platforms)
Cheque collection and payment across the country
RTGS and NEFT transactions
10 outward cheque returns
150 cheque leaves per month*
200 branch transactions per month*
100 IMPS transaction per month*
50 Demand Drafts (DDs)/ Pay Orders (POs) per month*
*For every Rs 1 lakh of balance maintained
- SBA 2.0 Gold Brochure,
- For the detailed Schedule of Charges, click here
For a seamless digital experience
- 24x7 updates on your business transactions
- Instant Overdrafts & Business Loans
- Seamless payments & collections
- Round-the-clock Export-Import Banking
- Tax payment online with ease
- View all your business transactions
- Trade MIS for overview on trade services
- Role-based access
- Online utility bill and tax payments
- Easy bulk payments online using multiple file upload.
- Online single and bulk payment/collection solution
- Collect payment through UPI or QR Code
- Auto Bank reconciliation
- API Integration with individual business.
- Trade Bill Regularisation
- Letter of Credit
- Trade Collection Bills
- Export Packaging Credit/Packaging Credit in Foreign Currency
- Bank Guarantee
To help you grow
Insta OD PLUS
An Unsecured Overdraft for your urgent working capital requirements. Get instant disbursement in a few clicks without any collaterals. Avail an Insta OD up to Rs 50 lakh now.
Connected Banking
First-of-its-kind integrated platform for Banking and Accounting solutions to minimise reconciliation and duplicate data entry.
BizCircle
Connect with buyers, suppliers, clients & investors from a fast growing global network of 300,000+ businesses.
Economic Research Desk
See the economy through a new lens with ICICI Bank Insights, Forecasts and Analysis on important topics
