• A minimum Quarterly Average Balance (QAB) of only Rs 50,000
(*QAB requirement will reduce to 50% for select semi urban and rural branches, i.e. Rs 25,000)
• Dynamic cash deposit*
(*Anywhere free cash deposit of up to 10 times the maintained MAB or Rs 1.2 crore, whichever is lower)
• Zero QAB requirement for the first 2 quarters**
(**If the customer is transaction active on Digital Pack: either Corporate Internet Banking or InstaBIZ app and has done any two of the following transactions online: GST payment, CMS, Debit Card (through POS), Connected Banking, Bill Pay within 2 months of opening the account)
• Asset Linked - Lifetime Zero QAB
(Until auto debit for EMI is active in the account)
(Asset customers: mortgage, auto or commercial vehicle loan customers)
• Connected Banking - Lifetime Zero QAB
(When throughput through Connected Banking is more than or equal to Rs 25,000 for the quarter)
(Connected Banking: Auto reconciliation of banking transactions from accounting platforms)
• Cheque collection and payment across the country
• RTGS and NEFT transactions
• 2 outward cheque returns
• 150 cheque leaves per month*
• 100 branch transactions per month*
• 50 Demand Drafts (DDs)/ Pay Orders (POs) per month*
*For every Rs 1 lakh of balance maintained
SBA 2.0 Silver brochure click here
For the detailed schedule of charges, click here
For a seamless digital experience
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- 24x7 updates on your business transactions
- Instant Overdrafts & Business Loans
- Seamless payments & collections
- Round-the-clock Export-Import Banking
- Tax payment online with ease
![](/content/dam/icicibank/india/managed-assets/images/cib.gif)
- One view of business transactions
- Trade MIS for overview on trade services
- Role-based access
- Easy Bulk Payments using multiple file upload
![](/content/dam/icicibank/india/managed-assets/images/instabiz.png)
- Single and Bulk Payment/Collection Solution
- Collect payment through UPI or QR Code
- Auto Bank reconciliation
- API Integration with individual business.
![](/content/dam/icicibank/india/managed-assets/images/trade.png)
- Trade Bill Regularisation
- Letter of Credit
- Trade Collection Bills
- Export Packaging Credit/Packaging Credit in Foreign Currency
- Bank Guarantee
To help you grow
![](/content/dam/Insta-OD-d.png)
Insta OD PLUS
An Unsecured Overdraft for your urgent working capital requirements. Get instant disbursement in a few clicks without any collaterals. Avail an Insta OD up to Rs 50 lakh now.
![](/content/dam/icicibank/india/managed-assets/images/Connected-Banking-Image.jpg)
Connected Banking
First-of-its-kind integrated platform for Banking and Accounting solutions to minimise reconciliation and duplicate data entry.
![](/content/dam/icicibank/india/managed-assets/images/cricle.png)
BizCircle
Connect with buyers, suppliers, clients & investors from a fast growing global network of 300,000+ businesses.
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Economic Research Desk
See the economy through a new lens with ICICI Bank Insights, Forecasts and Analysis on important topics