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Discover a deposit perfect for you.

You get 
what you see

When you bank with us, you can trust in complete transparency with no hidden costs or charges

Why Choose Our Services

Multiple Deposit Solutions

Choose from a range of deposit accounts for both short-term and long-term financial needs

Stable and Attractive Returns

Enjoy peace of mind with our deposit account solutions with the best interest rates.

Convenient Digital Solutions

Invest on-the-go with our secure, transparent and user-friendly digital platforms.

Secure Investments

Your funds are safe, secure and continuously growing with ICICI Bank’s trusted services.

Deposits FAQ’s

What is a Fixed Deposit?

A Fixed Deposit (FD) can be understood as an account where you deposit a certain amount for a fixed period. In return, you earn a higher interest rate compared to a regular Savings Account. It is a secure way to grow your money with guaranteed returns, regardless of market changes.

What are the types of FDs offered by ICICI Bank?

ICICI Bank offers various types of Fixed Deposits, including traditional FDs and cumulative FDs.

  • Traditional Fixed Deposit
    Earn regular interest payouts (monthly or quarterly) with the option to choose your payout frequency.
  • Cumulative Fixed Deposit
    Accumulate interest quarterly, added to your principal amount, with a lumpsum payout at maturity.

Who can invest in ICICI Bank Fixed Deposits?

Here is a list of all the customer categories eligible for investing in an ICICI Bank FD:

  • Residents
  • Hindu Undivided Families
  • Sole Proprietorship Firms
  • Partnership Firms
  • Limited Companies
  • Trust Accounts
  • Non-Resident Indians
  • Minors with Guardianship.

What is the rate of interest on ICICI Bank Fixed Deposits?

The interest rate on ICICI Bank Fixed Deposits varies based on the deposit tenure and the amount invested. ICICI Bank offers competitive rates to ensure attractive returns on your savings.

How do I open a Fixed Deposit Account online?

With ICICI Bank, opening an FD is easy and fast. You can easily open an FD anytime and from anywhere using options like iMobile Pay App, Internet Banking, visiting any ICICI Bank Branch, using an ATM or contacting Customer Care.

Take a word from our Customers

  • S

    Sharad Kapoor

    4.2

    ICICI iWish Goal-Based Deposits helped me achieve my savings targets effortlessly. Setting goals and earning higher interest rates.

  • R

    Rishab Jain

    2.5

    Thanks to ICICI iWish, I was able to save for my future goals with ease. The flexibility to deposit whenever I wanted and the attractive interest rates.

  • A

    Apoorv Gupta

    5

    ICICI iWish made saving for my goals fun and rewarding. The ability to customize my savings plan, along with the option to earn more interest.