Terms & Conditions
GENERAL CONDITIONS FOR NO-FRILLS SAVINGS PRODUCT (URBAN)
The account is available only for resident Indians above the age of 18 years. The account is not available to individuals in the capacity of HUF Kartas. NRIs and foreign nationals will not be offered this product. All general terms and conditions applicable to savings bank accounts as published on the ICICI Bank website at www.icicibank.com for the establishment of a relationship and the opening and operating of accounts are applicable to this account. In addition, the terms and conditions specific to this account are as follows:
Two Wheeler Loan Interest Rate & Charges
Important points:
- Other Government taxes, Levies, etc., will be applicable as per prevailing rates, in addition to the above mentioned charges
- The charges or fees given in the above table are subject to change and the one recorded in the agreement, will be binding over the site
- Interest Reset clause: Not Applicable
- The charges are applicable for all customers from September 15, 2022
- ICICI Bank reserves the right to revise the rate of interest and processing fee from time to time, at its sole discretion
For more information, please visit the nearest ICICI Bank branch or call our Customer Care.
Money Saver Calculator
Calculate your Savings
| Sr No. | Sanction limit | Monthly Outflow (Net of Interest Benefit) | Monthly Principal recovery | Monthly Interest recovery (If "No" balance maintained in Money Saver A/c) | Monthly Interest recovery (Net of Interest Benefit) | Approx. Interest benefit for the month on average daily balance maintained | Average daily balance maintained in the A/c during previous month |
Your Savings Summary
(Principal + Interest) (If No balance is maintained in Money Saver A/c)
(Principal + Interest) (Considering Avg. Daily Balance maintained in Money Saver A/c)
Note: Daily interest will be calculated on the principal outstanding minus the surplus amount maintained in Money Saver account. However, if the surplus amount is greater than the principal outstanding then surplus amount will be capped up to the principal outstanding and accordingly the interest will be calculated. At any given point of time interest benefit will not be available on the surplus amount deposited over and above the outstanding principal.
Disclaimer:
The data generated herein is completely and solely based on the information/details provided by you in response to the questions specified by ICICI Bank Limited ("ICICI Bank"). These questions and the calculations thereon resulting in specific data are developed and based on certain tools and calculators that are made available to ICICI Bank and are based on pre-determined presumptions/assumptions. ICICI Bank, while providing and developing these tools, has relied upon and assumed, without independent verification, the accuracy and completeness of all information made available to it from public / private sources and vendors or which has otherwise been reviewed by ICICI Bank.
Detailed disclaimer mentioned below.
