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Safe ATM Banking Tips

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Precautions while using an ATM

The automated teller machine (ATM), along with the ATM or debit card and PIN, has proved to be a boon for bank-account holders. You can make your ATM operations safe and risk-free, if you observe some simple precautions:

  • Memorize your PIN. Do not write it down anywhere and certainly never on the card itself.
  • Your card is for your own personal use. Do not share your PIN or card with anyone, not even your friends or family.
  • “Shoulder surfers” can peep at your PIN as you enter it. So stand close to the ATM and use your body and hand to shield the keypad as you enter the PIN.
  • Do not take the help of strangers for using the ATM card or handling your cash.
  • Press the ”Cancel” key before moving away from the ATM. Remember to take your card and transaction slip with you.
  • If you choose to take a transaction slip, shred it immediately after use.
  • If your ATM card is lost or stolen, Report it to your card issuing-bank immediately.
  • When you deposit a cheque or cash into your ATM, check the credit entry in your account after a couple of days. If there is any discrepancy, report it to your bank.

If your card gets stuck in the ATM, or if cash is not dispensed after having keyed in a transaction, call your bank immediately

One little mistake and your ATM card could end up in the wrong hands.

You can make your ATM (Automated Teller Machine) operations safe, by observing some simple precautions:

  • Memorise your PIN. Do not keep your card and PIN together.
  • Do not share your PIN and card with anyone.
  • Stand close to the ATM while entering your PIN.
  • Do not take the help of strangers for using the card or handling the cash.
  • Always press the “Cancel” key before moving away from the ATM.

If your card gets stuck in the ATM, or if cash is not dispensed after you have keyed in a transaction, press the “Cancel” key and call your bank immediately.

How can you safeguard yourself against skimming?

Skimming is the fraudulent collection of confidential information from a credit/debit/ATM card by reading the magnetic strip on the reverse of the card.
Skimming can occur in restaurants, shops or other locations where you physically give control of your card to someone who can run it through their skimming machine without your knowledge. The fraudsters use the captured information for shopping online or at merchant establishments.

Tips to protect yourself from skimming:

  • Keep your card in view when you give it for payment at merchant establishments, to ensure that it is not swiped on multiple devices.
  • Register with your card issuing-bank for SMS alerts to keep track of your card transactions.
  • Make sure you collect your card immediately after every transaction.
  • Beware of strangers offering to help you with using the card.

Report lost or stolen credit/debit/ATM cards immediately

Enjoy Safe Banking at ATM's

The Automated Teller Machine (ATM) makes banking transactions easier and quicker. Taking a few precautions can add to the pleasure of your ATM experience and make it totally hassle-free and safe.

  • Do not write your PIN anywhere; never on the card itself.
  • Do not share your PIN or card with anyone; not even your friends or family.
  • Do not take help of strangers for using the ATM card or handling your cash.
  • If you choose to take a transaction slip, shred it immediately after use.
  • If your ATM card is lost or stolen, report it to your  card issuing-bank immediately.

If your card gets stuck in the ATM, or if cash is not dispensed after having keyed in a transaction, call your bank immediately

Disclaimer :

The information on this webpage is not tax, legal or investment advice, and no member of ICICI Bank Group has given you any advice.
Nothing in this document is intended to constitute legal, tax, securities, or investment advice, or an opinion regarding the appropriateness of any investment, or a solicitation of any type.

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