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Whether you own a residential or commercial property, it is an asset that can be used as collateral against a loan, when you have a financial requirement. Monetary problems pertaining to business expansion/set up in India if any, wedding or medical emergency can strike anytime, but it can be settled conveniently, if you own a property. You can easily secure a loan by mortgaging your property. The eligibility for LAP is assessed based on the financials of the customer and the value of the property being offered as a collateral
Applying for a Loan Against Property is easy & convenient through Express Home Loan and disbursement through POA holder.
The bank assesses the loan amount based on your income financials as well as the value of the property.
You can mortgage both residential and commercial property for availing LAP. However, the property should be free from any charge i.e. there should be no other loan running on the property offered as a security for LAP.
