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Types of recurring deposits we offer
Choose from the different recurring deposit facilities we offer according to your requirements, so you can save up in a way that’s convenient for you. Here are the types of RDs you can open with us.
iWish Goal based savings
No penalties for missed payments
We understand that sometimes, life can get very busy. And missed payments may happen. With iWish, you need not worry about missing your RD instalments because there’s no penalty involved.
Start with small amounts, experience the advantage of goal-based savings and enjoy the benefits of iWish, the smarter deposit. Want to know more? Simply click the button below.
Want to book a recurring deposit with us?
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- 01. Log into iMobile using your four-digit login pin
- 02. Click on the ‘Accounts & Deposits’ section and then click ‘Deposits (FD/RD)’ option
- 03. Select ‘Open Recurring Deposit.
- 01. Log into www.icicibank.com using your internet banking user ID and password.
- 02. Click on the ‘Open Fixed/Recurring Deposit’ option in the ‘My Accounts’ section.
- 03. Select ‘Open Recurring Deposit.’
- 01. Select the language you prefer.
- 02. Press ‘1’ if you’re an existing customer.
- 03. Press ‘1’ for banking accounts.
- 04. Enter the number and the PIN of your debit card to speak to our customer care executive
- 01. Visit the branch of ICICI Bank that’s nearest to you
Recurring Deposit FAQs
What is a Loan Against Property EMI calculator?
A Loan Against Property EMI calculator is a financial tool that helps you to determine your EMI based on your loan amount, interest rate and tenure. It simplifies the loan planning process, making it easier to manage your finances.
How much loan amount can I get against my property?
The loan amount against your property depends on factors such as the property's market value, the lender's policies, your income and creditworthiness. Generally, you can get a loan ranging from 50% to 75% of your property's current market value.
What is the formula to calculate the EMI of a Loan Against Property?
The formula to calculate the EMI of a Loan Against Property is:
EMI = [P x R x (1+R)^N] / [(1+R)^N - 1]
Where:
- P is the principal loan amount
- R is the monthly interest rate
- N is the number of monthly instalments
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