Why choose Power Pay Account?

No minimum balance required in Salary Account
No minimum balance required in Salary Account
Complimentary Debit Card with unlimited free access to all Bank ATM network
Complimentary Debit Card with unlimited free access to all Bank ATM network
Extend benefits of your Salary Account to your family members
Extend benefits of your Salary Account to your family members
Complimentary Air and Personal Accident Insurance with no clause on Debit Card spends/activation
Complimentary Air and Personal Accident Insurance with no clause on Debit Card spends/activation
Exciting offers on your favourite brands, throughout the year
Exciting offers on your favourite brands, throughout the year
Waiver of charges for funds transfer through online IMPS/NEFT/RTGS
Waiver of charges for funds transfer through online IMPS/NEFT/RTGS
Widespread network of ICICI Bank ATMs and branches
Widespread network of ICICI Bank ATMs and branches

Banking Solutions for all your financial needs

  • Payment Solutions

  • Credit and Loans

  • Easy Investments

  • Health Solutions

Payment Solutions

  1. Easy Digital Transactions – Transfer money, Recharge, pay utility bills instantly through iMobile Pay App
  2. FASTag – Auto Recharge facility through the iMobile Pay App, Pay for toll, fuel and parking
  3. FlexiCash – Digital overdraft against your salary, with interest payable only on amount utilised
  4. PayLater, an instant digital credit facility for shopping, recharge, booking tickets with 45 days credit
  5. Forex Card – Prepaid card with option to load up to 15 currencies, online buying and reloading facility, travel insurance and exciting offers and discounts

Credit and Loans

  1. Amazon Pay Credit Card with cashback up to 5% with no expiry date on earnings
  2. Range of Gemstone Credit Card with exciting offers on your favourite brands
  3. Attractive interest rates with quick processing for Personal Loans
  4. Minimum documentation and Digital sanction for Home Loans
  5. Auto Loan up to 100% of on road price
  6. Collateral free Education Loan up to Rs 1 Crore and loan up to Rs 2 Crore with flexible repayment options

Easy Investments

  1. Invest digitally in FD, RD, iWish RD in a few simple steps with flexible investment tenures to fulfill your financial goals
  2. 3-in-1 Demat & Trading account with no account opening charges and 1st year AMC
  3. Invest & track Mutual Funds through iMobile Pay
  4. Invest online in NPS (National pension system) & PPF
  5. Golden Years – A comprehensive & holistic tool to plan your retirement
  6. Access to ‘The Orange Book’ - a refreshing way to learn all about Personal Finance

Health Solutions

  1. Health Shield 360 – An inclusive health cover for you and your loved ones
    1. 30 days waiting period for declared and accepted PED and specific diseases and procedures
    2. Competitive rates for ICICI Bank Salary account customers
    3. Health check-up cover
    4. Unlimited reset benefits
    5. Entry age limit up to 60 years

Digital Banking at your fingertips

iMobile Pay App

Scan & Pay to your contacts, make instant Bill payments & recharges, seamless fund transfer anywhere, anytime and much more

Internet Banking

Easy & secure account access, view & analyse your bank statements, manage Debit and Credit Cards and more

WhatsApp Banking

Send ‘Hi’ on +91 86400 86400 and start WhatsApp Banking to check your account balance, mini statements and much more.

Digital Banking Solutions

  • iMobile Pay App

  • Internet Banking

iMobile Pay app
  • 01. Seamless transfer of money anytime, anywhere
  • 02. Pay bills from the comfort of your home
  • 03. Manage Credit Card limits, block/unblock cards, change PIN and more
  • 04. Check your pre-approved loan offers and get instant sanctions
  • 05. Apply, track and manage your investments
Internet Banking
  • 01. Real-time access to all your accounts
  • 02. Feature-rich dashboard with a seamless user interface for convenient banking
  • 03. Track and manage all your finances anytime, anywhere
  • 04. Customisable dashboard for setting up shortcuts for frequently used features
  • 05. Targeted features for your unique requirements
  • 06. Set your own transaction limit and experience an added level of security

“ICICI Bank Ltd has taken the group insurance policy underwritten by ICICI Lombard General Insurance Company Ltd (IRDA Reg. no.: 115) for its active savings account customers from ICICI Bank with effect from 10th Feb 2023. For more details, please visit here

*Terms and Conditions of ICICI Bank and third parties apply. ICICI Bank is not responsible for third party products, goods, services and offers”

Salary Account FAQs

What are the eligibility criteria for opening an ICICI Bank Salary Account?

Click here to know the eligibility criteria for opening an ICICI Bank Salary Account.

How do I open an ICICI Bank Salary Account?

If your organisation has an ICICI Bank Salary Account relationship, you can approach us in any of the following ways:

We provide a doorstep account opening facility. A Customer Service representative will come to your company premises at your convenience and get all the necessary documentation done. You would be required to furnish your identity and address proof. If your organisation does not have an ICICI Bank Salary Account relationship: Your organisation's HR/Admin management will have to get in touch with our Salary Accounts team through any of these channels:

If I change my job then salary account will remain or it will convert into other account?

The salary account will be converted into Regular Salary Account under the following scenarios:

  1. If your management informs the bank that you are not working in that organisation.
  2. If your salary is not getting credited into the account for a period of 6 months or more.

In both the above cases, the bank will have an authorization to change your salary account into Regular Salary account where you have to maintain a monthly average balance of Rs.10,000 per month or as applicable from time to time.

What are the benefits of opening an ICICI Bank Salary Account?

Benefits are two fold - to the employee and to the employer.

Can I convert my salary account to zero balance savings account?

If the monthly salary is not being credited into your account continuously for 6 months, your salary account will be converted into 'Regular Salary Account' as per the standard terms & conditions. Also, you would be unable to convert your existing account to a zero balance account.

We would advise you to convert the existing salary account to general savings account, with a monthly average balance to be maintained at minimum of Rs.10,000.00 or as applicable. The details regarding the Terms & Conditions and service charges pertaining to general savings account have been updated on our website www.icicibank.com > Service Charges & Fees.

Please visit any ICICI Bank branch and provide your ID and Address proof to convert the salary account to general savings account. To locate the nearest ICICI Bank branch, visit maps.icicibank.com/mobile

How can I update new employer's name in my salary account?

To update new employer name in your salary account, login to your Internet Banking Account > Customer Service > Service Requests > Bank Accounts > More > Account Details Modification Related > Request to update Company/employer name in the account.

The request will be processed in 1 working day.

Note: You may make the above request only if the salary is getting credited from the new employer.

In case the salary is not getting credited from new employer, you may visit the nearest ICICI Bank branch along with the letter from your new company Human Resource (HR), stating that your salary is getting credited to this account and get it duly stamped from your HR along with the latest pay slip and photo ID proof and submit it at nearest ICICI Bank branch. To locate the nearest ICICI Bank branch, visit maps.icicibank.com/mobile .