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Choose Coral Rupay Credit Card for Variety, Discounts & Leisure

Benefits & Features for Rupay Credit Card

  • Earn 2 reward points, on every ₹ 100 spent on your card (except fuel)
  • Earn 1 reward point, on every ₹ 100 spent on utilities and insurance categories
  • 1 complimentary access, per quarter, to select airport lounges in india
  • Get the all new feature of one complimentary domestic railway lounge visit
  • Avail 25% discount, up to ₹ 100 on bookmyshow and inox
  • Personal accident insurance cover of ₹ 2 lakh
  • 24x7 concierge services
  • Under the new icici bank milestone rewards programme, get 2000 reward points on spending ₹ 2,00,000 on your card and 1,000 reward points, each time you cross ₹ 1,00,000 spend, thereafter, in an anniversary year; maximum of 10,000 reward points, per year
Coral-Rupay

Fees & Charges for Rupay Credit Card

Joining fee

Rs. 500 + GST

Annual fee

Rs. 500 + GST from 2nd year onwards - waived off if you spend more than Rs. 1,50,000 in the previous year.

Note: The Annual Spending is calculated on basis of the spending from the date of Card issued. Example : If card is issued on the 07-07-2023, the year will be considered as 07-07-2023 to 06-07-2024

Other Charges

Savings on Spending for Rupay Credit Card

Discover how your ICICI Bank Coral RuPay Credit Card can deliver savings of Rs 11,150 every year.

Savings on your Spends
On-going benefits & savings on yearly spends of Rs 3,60,000 Savings (in Rs)
25% discount on movie tickets with BookMyShow and Inox* 2,400
Cash rewards on annual spend of Rs 3,00,000# 1,400
Milestone rewards on a spend of Rs 3,00,000 750
Access to Airport Lounge$ 4,000
Waiver of 1% fuel surcharge on Rs 5,000 spent every month on fuel@ 600
Complimentary access to Railway Lounge in India% 2,000
Total Savings 11,150

*This is based on the assumption that the cardholder will avail the offer twice in a month and the total cost of two tickets, per transaction, is Rs 400. The capping on discount, per transaction, is Rs 100. The actual rate of ticket may vary for every movie theatre.

# This is based on the assumption that the cardholder will spend 10% of the total spending on utilities and insurance. On these categories, one rewards Point is accrued on per Rs 100 spent on the card.

$ This is based on the assumption that the cardholder is visiting 1 RuPay affiliated Airport Lounge, every quarter.

@ 1% fuel surcharge waiver, where the transaction amount is more than Rs 400 and up to Rs 4,000 with maximum monthly capping of Rs 250 at all HPCL petrol pumps.

% This is based on the assumption that the cardholder is visiting affiliated railway lounges, once, every quarter.

Disclaimer: The above chart is purely for illustration purposes and is merely indicative in nature. The information provided regarding products, services, offers, benefits, reward programmes etc. of ICICI Bank/third party are governed by the detailed terms and conditions, internal policy guidelines as specified by ICICI Bank/third party from time to time and are subject to applicable laws and regulations. Actual benefits/savings/rewards will be based on the total spends on the Credit Cards and spends on various reward categories by the cardholders. Cardholders are requested to make an independent analysis and their own assessment, evaluation and judgement on the information mentioned here and above. The benefits, offers, reward points etc. will be available only on those merchant establishments with whom ICICI Bank and RuPay have a tie up.

The information provided, here and above, does not amount to an offer, sponsor or advice with regards to any product or services of ICICI Bank or any of its group companies or third parties and is not intended to create any rights or obligations in this regard. ICICI Bank does not undertake any liability or responsibility for the details, accuracy, completeness, not-errors or correctness of any content or information provided here and above. Any dispute or claim regarding the goods, services brought about by the third party must be resolved by the cardholder, with the third parties directly without any reference to ICICI Bank.

Coral Rupay credit card is valid for international transactions.

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