Why use FlexiCash?
![](/content/dam/icicibank/upi/im-icon5.png)
Pay as you use
Pay as you use
Pay interest on the amount and the period you use it for
![240](/content/dam/icicibank/upi/card-vector.webp)
![](/content/dam/icicibank/upi/im-icon1.png)
Fully digital process
Fully digital process
Instantly avail the facility online without any documentation
![240](/content/dam/icicibank/upi/card-vector.webp)
![](/content/dam/icicibank/upi/im-icon2.png)
Flexible repayment
Flexible repayment
Flexibility to clear the outstanding amount at your convenience. Only the interest due to be paid every month
![240](/content/dam/icicibank/upi/card-vector.webp)
![](/content/dam/icicibank/upi/im-icon3.png)
Auto sweep-in facility
Auto sweep-in facility
Reduced interest payment due to auto sweep-in facility from Salary Account to Overdraft Account
![240](/content/dam/icicibank/upi/card-vector.webp)
![](/content/dam/icicibank/upi/im-icon4.png)
Pre-closure facility
Pre-closure facility
Repay the outstanding amount & close the Overdraft Account
whenever you want without any pre-closure charges.
![240](/content/dam/icicibank/upi/card-vector.webp)
![](/content/dam/icicibank/managed-assets/images/home-loan/avail-home-loan-in-5-steps.webp)
Pre-closure facility
Pre-closure facility
Repay the outstanding amount & close the Overdraft Account
whenever you want without any pre-closure charges.
![240](/content/dam/icicibank/upi/card-vector.webp)
![](/etc.clientlibs/icicibank/clientlibs/clientlib-base/resources/images/icons/upi/popup-close.webp)