Repo Rate 6.50%

Special Home Loan Rates

At ICICI Bank, Special Home Loan Interest Rates are tailored to your credit score. These rates significantly determine the interest applicable to your Home Loan, ensuring fair and personalised lending.

Credit Score Salaried Self - Employed
 800
9.00% 9.00%
750 - 800 9.00% 9.10%

 

Valid till 31st December, 2023

The above rates are linked to repo-rate.

Interest Rates

ICICI Bank's Standard Home Loan Interest Rates ensure you receive the most competitive and customised rates based on your borrowing needs. These slabs make home financing accessible and affordable, reflecting our commitment to serving diverse customer segments..

 

Loan Slab

Salaried

Self-Employed

Up to ₹ 35 lakhs

9.25% - 9.65%

9.40% - 9.80%

₹ 35 lakhs to ₹ 75 lakhs

9.50% - 9.80%

9.65% - 9.95%

Above ₹ 75 lakhs

9.60% - 9.90%

9.75% -10.05%

Above mentioned interest rates will vary basis various parameters such as the Bureau Score, Profile, Segments, etc.

The above rates are linked to repo-rate.

The processing fee is 0.50% of the loan amount, plus applicable taxes

Valid till 31st December, 2023

Opt for stability with ICICI Bank's Fixed Home Loan Interest Rate option. Lock in your interest rate for a specific tenure and pay a fixed EMI throughout the loan tenure. Ideal for those who prefer predictability in their Home Loan payments.

 

Fixed Tenure

Rate of Interest

24 Months Fixed

8.95%-9.15%

37 Months Fixed

8.90%-9.15%

60 Months Fixed

120 Months Fixed

11.00%-12.05%

Full Term Fixed

11.15%-11.45%

Above mentioned interest rates will vary basis various parameters such as the Bureau Score, Loan Slab, Profile, Segments, etc.

 

Valid till 31st December, 2023

Loan Slab

Salaried/ Self-Employed( PSL)

Self-Employed (Non PSL)

Up to ₹ 50 lakhs

11.35% - 12.00%

11.85% - 12.50%

₹ 50 lakhs to ₹ 100 lakhs

11.10%-11.75%

11.60% - 12.25%

Above ₹ 100 lakhs

10.85% - 11.50%

11.35% - 12.00%

Above mentioned interest rates will vary basis various parameters such as the Bureau Score, Profile, Segments, etc.

The above rates are linked to repo-rate.

Valid till 31st December, 2023