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Features and benefits of Home Construction Loans:
Longer tenure of up to 30 years
Track your loan status online
Minimal documentation
Loan in the form of an Overdraft facility
Eligibility Criteria for Home Construction Loan
| Eligibility Criteria | Norms |
|---|---|
| Income | Minimum salary: Rs. 25,000 |
| Age | Minimum: 20 years, Maximum: 70 years |
| Loan tenure | Up to 30 years |
| Loan amount | No cap, depending on your eligibility |
| Nationality | Indian |
Home Construction Loan FAQs
What is the difference between a Home Loan and a Construction Loan?
A Home Loan is used for already constructed properties, whereas a Home Construction Loan is designed for individuals who have an interest in constructing their house as per their needs on already owned land.
How much loan amount can I borrow through a Home Construction Loan?
There is no stipulated limit on the amount you can avail through ICICI Bank Home Construction Loan. The loan amount would be calculated as per your profile, CIBIL score, income documents and other factors.
