Want us to help you with anything?
Request a Call back

This field is required Only alphabetes are allowed
This field is required Only alphabetes are allowed
Please enter valid number
Please enter valid email
Please select product type
Please enter valid pincode

Thank you for your request.

Your reference number is CRM

Our executive will contact you shortly


2 mins Read | 2 Years Ago

FD on iMobile Pay: How to Open & Check FD

FD on iMobile Pay: What it means, how to apply and more

Opening an FD account is beneficial for achieving short-term and long-term life goals. Now you can apply for a fixed deposit online with the help of ICICI Bank’s iMobile Pay app. Read further to know how to apply.

In order to achieve financial goals, people look for various investment options. One of the investment instruments that many individuals opt for are fixed deposits (FDs). This is because FDs can provide investors with good returns while keeping the funds safe.

Fixed deposit investment can help investors achieve various life goals, like building a corpus for retirement, accumulating funds for a big-ticket expenses etc. Hence, FDs have stayed the go-to investment option for thousands and thousands of individuals.

How to Open a Fixed Deposit?

With the advancements in the banking sector, opening an FD has become easier. The entire process can be done without visiting the bank. ICICI Bank iMobile Pay allows you to open a fixed deposit without facing any hassles.

How to Apply for a Fixed Deposit on iMobile Pay?

Applying for an FD on iMobile Pay is a very simple and quick process. Here are the steps to apply for an FD-

  • Log in to iMobile Pay using your fingerprint or pin.

  • After that, you need to click on the ‘Accounts and Deposits’ tab.

  • Click on ‘Deposits (FD/RD)’.

  • To invest in FD, click on ‘Open FD’

  • Next, you must enter the deposit amount.

  • After that, you must select the Investment Period.

  • Select the ‘Interest Payout’ option.

  • Next, choose the ‘Debit Account’ from which the investment amount will be debited.

  • You can opt for ‘Auto Renewal’.

  • Then click on ‘Submit’.

  • Review the details.

  • Click on ‘Submit’, and your FD will be created.

Benefits of Investing in a Fixed Deposit

  • Keeps Your Funds Safe and Offers Returns

This is one of the reasons why many prefer FDs. Fixed deposits offer assured returns on the money invested and keep them safe.

  • A Wide Range of Tenure Options

ICICI Bank FDs provides a wide range of tenure options from 7 days to 10 years.

  • Option of Auto Renewal

When you open an FD at ICICI Bank, you can opt for auto renewal mode. This mode will renew your FD for the same term on the maturity date. Therefore, there will be no loss of interest.

  • Senior Citizens Get Additional 0.50% Interest Rate

Senior citizens get an additional 0.50% interest rate. This additional rate is over and above the regular FD rate.

  • Overdraft Against FD

Overdraft against FD can be opted for up to 90% on principal and accrued interest.

Opening an FD with ICICI Bank iMobile Pay

Opening an FD account online has become hassle-free. You can easily invest in FD via ICICI Bank iMobile Pay. This can help you meet your long-term and short-term financial goals.

People who read this also read

View All


View All
2 mins Read | 4 Years Ago
How to incorporate ICICI Bank APIs in just few easy steps
API Banking

Scroll to top