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Asset Linked Current Accounts
ICICI Bank presents Asset Linked Current Account, a single Current Account for Equated Monthly Instalment (EMI) payments and business transactions!
Do you have an existing relationship with us through Mortgage, Auto or Commercial Loans? If yes, the Asset Linked Current Account is a unique Current Account variant perfectly suited to your needs. Choose from our Normal, Gold, and Platinum variants that best suit your requirements.
Features and benefits
- Choose your account number
- Zero Balance Account: No need to maintain minimum balance till Loan EMI getting paid
- Monthly Free Cash Deposits: 12 times of Monthly Average Balance (MAB)
- Free online transactions through Real-Time Gross Settlement (RTGS) and National Electronic Funds Transfer (NEFT)
- Coral Paywave Debit Card
- InstaBIZ app with 115+ business banking services
Normal Asset Linked Current Account
If you currently hold a Mortgage Loan of up to Rs 50 lakh, Auto Loan of up to Rs 50 lakh or Commercial Vehicle Loan of up to Rs 10 lakh, this account variant is for you!
Additional features:
- Free cheque leaves: 100 per month
- Free transactions: 200 per month
- Branch transactions/ mobile alerts free for month where MAB maintained is greater than or equal to Rs 1 lakh
Get a detailed list of features and charges click here.
Gold Asset Linked Current Account
If you currently hold Mortgage Loan between Rs 50 lakh and Rs 1 crore, Auto Loan between Rs 5 lakh and Rs 10 lakh or Commercial Vehicle Loan between Rs 10 lakh and Rs 25 lakh, this account variant is for you! Additional features:
- Free cheque leaves: 300 per month
- Free transactions: 300 per month
- Free mobile alerts
- Cheque return (deposited by customer)
(First five Outward Cheque returns of the month free, thereafter Rs 100 per instance)
Get a detailed list of features and charges click here
