1800 1080
icon_notification notification-animation 7

Want us to help you with anything?
Request a Call back

This field is required Only alphabetes are allowed
This field is required Only alphabetes are allowed
Please enter valid number
Please enter valid email
Please select product type
Please enter valid pincode

Thank you for your request.

Your reference number is CRM

Our executive will contact you shortly


Smart Business Account 2.0 Ivy

A very special Smart Business Account that offers special privileges to high end businesses! It adjusts itself with your business cycle and gives you offerings with a minimum Quarterly Average Balance (QAB) of only Rs 10,00,000.

Features & Benefits

  • No non maintenance charges on Quarterly Average Balance (QAB)
  • Dynamic cash deposit, i.e. Anywhere free cash deposit of up to 6 times the maintained MAB or Rs 75 crore, whichever is lower
  • Free cheque collection and payment anywhere across the country
  • Free Real-Time Gross Settlement (RTGS) and National Electronic Funds Transfer (NEFT) transactions
  • Unlimited outward cheque returns, cheque leaves, branch transactions, Demand Drafts (DDs)/Pay Order (POs)
  • Free Business Gold Debit Card.
  • Zero QAB requirement for first 2 quarters if the customer is transaction active on Digital Pack: either Corporate Internet Banking and has done any two of the following transactions online: GST payment, CMS, Debit Card (through POS), Connected Banking, Bill Pay within 2 months of opening the account.
  • Free 100 IMPS transaction per month for every Rs 1 lakh of balance maintained.
  • Asset Linked - Lifetime Zero QAB till auto debit for EMI is active in the account
  • Connected Banking - Lifetime Zero QAB when throughput through connected banking is more than or equal to Rs 25,000 for the quarter

View detailed features & charges


You are eligible if you fall under any of the following categories and have businesses to run:

  • Resident Individual
  • Sole Proprietorship Firms
  • Hindu Undivided Family (HUF)
  • Partnership Firms and Limited Liability Partnerships (LLPs)
  • Private and Public Limited Companies and One Person Companies (OPCs)
  • All other entities eligible to open Current Account.