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  • A minimum Quarterly Average Balance (QAB) of only Rs 50,000*

  • Dynamic Free Limits for Cash & Non-cash Transactions based on MAB maintained**

  • InstaBIZ: A Super Banking app for all your Business Banking needs

  • Smart GST: Auto-fetch challans and make error-free GST payments in one click

  • Banking Plus: Avail Special Discounts & Offers from our partners to accelerate your business growth

  • Free NEFT/ RTGS Transactions carried out through online channels or at the branch

  • Complimentary Gold Business Banking Debit Card

  • Quarterly Average Balance (QAB) Waiver***

  • 2 Outward Cheque Returns and 150 Cheque leaves per month****

  • 100 branch transactions and 50 Demand Drafts (DDs)/ Pay Orders (POs) per month****.


*QAB requirement will reduce to 50% for select Semi Urban and Rural branches, i.e. Rs 25,000.

**Anywhere Free Cash Deposit of up to 10 times the maintained MAB or Rs 1.2 crore, whichever is lower.

***Waiver applicable if:

  • Transaction is active on Digi Pack

  • Connected Banking Throughput is > Rs 25,000 for the quarter

  • Auto Debit for Asset Linked EMI is active in the Account.

****For every Rs 1 lakh of balance maintained.

T&Cs. Please refer the Schedule of Charges for detailed information.

  • Connected Banking: Integrated Banking and Accounting solutions from <60+> partners for easy reconciliation and elimination of data entry duplication

  • API Banking with ICICI Bank: Streamline your banking/payment needs with API Integration

  • Cash Management Services: A full range of offerings for efficient management of receivables and payables

  • Trade Online: 24x7 Import-Export transactions from anywhere

  • Biz Circle: An Online Business Networking platform for Small & Medium Enterprises (SMEs) and Start-ups to grow their business.

SBA 2.0 Silver brochure Click Here

For the detailed schedule of charges, Click Here

For a seamless digital experience

  • 24x7 updates on your business transactions
  • Instant Overdrafts & Business Loans
  • Seamless payments & collections
  • Round-the-clock Export-Import Banking
  • Tax payment online with ease
  • One view of business transactions
  • Trade MIS for overview on trade services
  • Role-based access
  • Easy Bulk Payments using multiple file upload
  • Single and Bulk Payment/Collection Solution
  • Collect payment through UPI or QR Code
  • Auto Bank reconciliation
  • API Integration with individual business.
  • Trade Bill Regularisation
  • Letter of Credit
  • Trade Collection Bills
  • Export Packaging Credit/Packaging Credit in Foreign Currency
  • Bank Guarantee