A minimum Quarterly Average Balance (QAB) of only Rs 5,00,000
(QAB requirement will reduce to 50% for select semi urban and rural branches, i.e. Rs 2,50,000)
Dynamic cash deposit*
(*Anywhere free cash deposit of up to 12 times the maintained MAB or Rs 10 crore, whichever is lower)
Zero QAB requirement for the first 2 quarters**
(**If the customer is transaction active on Corporate Internet Banking or InstaBIZ app and has done any two of the following transactions online: GST payment, CMS, Debit Card (through POS), connected banking, bill pay within 2 months of opening the account)
Lifetime zero QAB for asset customers
(Until auto debit for EMI is active in the account)
(Asset customers: mortgage, auto or commercial vehicle loan customers)
Connected Banking - Lifetime zero QAB
(When throughput through Connected Banking is more than or equal to Rs 25,000 for the quarter)
(Connected Banking: Auto reconciliation of banking transactions from accounting platforms)
Cheque collection and payment across the country
RTGS and NEFT transactions
Unlimited outward cheque returns
150 cheque leaves per month*
200 branch transactions per month*
100 IMPS transaction per month*
Unlimited Demand Drafts (DDs)/ Pay Orders (POs)
*For every Rs 1 lakh of MAB maintained
For a seamless digital experience
- 24x7 updates on your business transactions
- Instant online Overdrafts & Business Loans
- Seamless online payments & collections
- Round-the-clock online export-import banking
- Tax payments online with ease.
- View all your business transactions
- Trade MIS for overview on trade services
- Role-based access
- Online utility bill and tax payments
- Easy bulk payments online using multiple file upload.
- Online single and bulk payment/collection solution
- Collect payment through UPI or QR code
- Auto bank reconciliation
- API integration with individual business.
- Trade Bill Regularisation
- Letter of Credit
- Trade Collection Bills
- Export Packaging Credit/Packaging Credit in Foreign Currency
- Bank Guarantee
BizCircle:
Connect online with buyers, suppliers, clients & investors from a fast growing global network of 300,000 + businesses
Connected Banking:
A first-of-its-kind integrated platform for banking and accounting solutions to minimise reconciliation and duplicate data entry
InstaOD PLUS:
An unsecured Overdraft to meet working capital requirements. Get an instant disbursement of Overdraft online in a few clicks without any collaterals of up to Rs 25 lakh
Economic Research Desk:
Get access to ICICI Bank insights, forecasts and analysis on important topics
InstaBIZ concept video ā Title: ICICI Bank business banking solutions ā your partner for all your banking and beyond banking needs
InstaBIZ quick Video - Title: InstaBIZ app: One app for all business banking needs
InstaOD - Title: InstaOD on the InstaBIZ app
Trade Online - Title: Trade Online: Round-the-clock export-import banking.
What makes InstaBIZ a super app?
Benefits of cash management system for your business
All you need to know about the new InstaBIZ iBSR360.
T&Cs.
To help you grow
Insta OD PLUS
An Unsecured Overdraft for your urgent working capital requirements. Get instant disbursement in a few clicks without any collaterals. Avail an Insta OD up to RsĀ 50 lakh now.
Connected Banking
First-of-its-kind integrated platform for Banking and Accounting solutions to minimise reconciliation and duplicate data entry.
BizCircle
Connect with buyers, suppliers, clients & investors from a fast growing global network of 300,000+ businesses.
Economic Research Desk
See the economy through a new lens with ICICI Bank Insights, Forecasts and Analysis on important topics