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A minimum Quarterly Average Balance (QAB) of only Rs 5,00,000

(QAB requirement will reduce to 50% for select semi urban and rural branches, i.e. Rs 2,50,000)

Dynamic cash deposit*

(*Anywhere free cash deposit of up to 12 times the maintained MAB or Rs 10 crore, whichever is lower)

Zero QAB requirement for the first 2 quarters**

(**If the customer is transaction active on Corporate Internet Banking or InstaBIZ app and has done any two of the following transactions online: GST payment, CMS, Debit Card (through POS), connected banking, bill pay within 2 months of opening the account)

Lifetime zero QAB for asset customers

(Until auto debit for EMI is active in the account)

(Asset customers: mortgage, auto or commercial vehicle loan customers)

Connected Banking - Lifetime zero QAB

(When throughput through Connected Banking is more than or equal to Rs 25,000 for the quarter)

(Connected Banking: Auto reconciliation of banking transactions from accounting platforms)

Cheque collection and payment across the country

RTGS and NEFT transactions

Unlimited outward cheque returns

150 cheque leaves per month*

200 branch transactions per month*

100 IMPS transaction per month*

Unlimited Demand Drafts (DDs)/ Pay Orders (POs)

*For every Rs 1 lakh of MAB maintained

SBA 2.0 Platinum brochure

For the detailed schedule of charges, click below

For a seamless digital experience

  • 24x7 updates on your business transactions
  • Instant online Overdrafts & Business Loans
  • Seamless online payments & collections
  • Round-the-clock online export-import banking
  • Tax payments online with ease.
  • View all your business transactions
  • Trade MIS for overview on trade services
  • Role-based access
  • Online utility bill and tax payments
  • Easy bulk payments online using multiple file upload.
  • Online single and bulk payment/collection solution
  • Collect payment through UPI or QR code
  • Auto bank reconciliation
  • API integration with individual business.
  • Trade Bill Regularisation
  • Letter of Credit
  • Trade Collection Bills
  • Export Packaging Credit/Packaging Credit in Foreign Currency
  • Bank Guarantee


Connect online with buyers, suppliers, clients & investors from a fast growing global network of 300,000 + businesses

Connected Banking:

A first-of-its-kind integrated platform for banking and accounting solutions to minimise reconciliation and duplicate data entry


An unsecured Overdraft to meet working capital requirements. Get an instant disbursement of Overdraft online in a few clicks without any collaterals of up to Rs 25 lakh

Economic Research Desk:

Get access to ICICI Bank insights, forecasts and analysis on important topics

InstaBIZ concept video – Title: ICICI Bank business banking solutions – your partner for all your banking and beyond banking needs

InstaBIZ quick Video - Title: InstaBIZ app: One app for all business banking needs

InstaOD - Title: InstaOD on the InstaBIZ app

Trade Online - Title: Trade Online: Round-the-clock export-import banking.

What makes InstaBIZ a super app?

Benefits of cash management system for your business

All you need to know about the new InstaBIZ iBSR360.