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Loans without Financials

Business loans based on past transaction history

  • sda

    Loans upto ₹ 1 crore based on transaction history in the nature of overdraft and non fund based facilities

  • sad

    No requirement of audited financials

  • gj

    Minimum vintage of 3 years required

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Why Choose ICICI Bank?

  • De-centralised operations for fast processing and quick availability of loans
  • Convenient documentation process for ease of execution
  • Dedicated and exclusive relationship managers for meeting all your requirements
  • Competitive interest rates, commission and charges
  • 3000 plus branch network with Anywhere Banking for ease of operations, collections, payments and accessibility

Business Loans For New Entities FAQs

What collateral is acceptable for your loan facility?

We accept Residential/Commercial/Industrial property/Liquid Securities as collateral.

Which companies are eligible for business loans?

We provide working capital finance to entities engaged in manufacturing, service or trade segment that come under following categories:

  • Sole Proprietorship Firms
  • Partnership Firms
  • Private Limited Companies
  • Public Limited Companies

What is the interest rate for your loan facility?

We offer competitive interest rates for our loan facilities. The interest rate for each loan is determined based on assessment of your business profile, past track record, financial records, loan amount required and tenure of loan