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      FD Calculator

      Higher Returns, Complete Security.

      Calculate Fixed Deposit returns with ease. Use our FD Calculator to plan your investments wisely and maximise your returns.

      GENERAL CITIZEN SENIOR CITIZEN

      How much amount do you want to invest?

      ₹10 L ₹1 Cr ₹10 Cr ₹50 Cr ₹100 Cr ₹500 Cr

      When would you like to receive the interest?

      On Maturity Monthly Quarterly

      Find the best interest rates and duration

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      For Tenure of -

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      For Tenure of -

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      For Tenure of -
      HIGHEST

      Interest Rate

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      Maturity Amount

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      Total Interest

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      Duration

      1Y 3M 1D

      Maturity Date

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      OPEN FIXED DEPOSIT
      Check Interest Rates
      Note: The above calculation does not include TDS deductions
      Open an FD easily with our end-to-end digital process
      Multiple payout options are available in form of Monthly, Quarterly & on Maturity
      Flexible FD tenure options ranging from as short as 7 days to as long as 10 years
      Tax saving options are also available
      The minimum amount to open a Domestic FD is Rs. 10,000, & for an NRO/NRE FD, it is Rs. 25,000
      The minimum amount to open a Domestic FD is Rs. 10,000, & for an NRO/NRE FD, it is Rs. 25,000

      Interest Rate (w.e.f. from June 27, 2024)

      Select Amount
      Less than ₹3 Cr ₹3-5 Cr ₹5 - 5.10 Cr ₹5.10 - 24.90 Cr ₹24.90 - 25 Cr ₹25 - 100 Cr ₹100 - 250 Cr ₹250 - 500 Cr More than ₹500 Cr
      Select Withdrawal Facility
      Original Tenure of Deposit Penal rates for deposit less than ₹5.0 crore
      Less than 1 year 0.50%
      1 year & above but less than 5 years 1.00%
      5 years and above 1.00%

      FD Calculation for Resident & NRI Customers

      Explore tenure and interest rate related information

      • Resident Customers

      • NRI Customers

      • Tax Deducted at Source (TDS) will be applicable on the interest earned as per the prevailing rate for your Fixed Deposit
      • Check for latest Fixed Deposit Interest Rates
      • The FD amount should be minimum of Rs 10,000
      • The tenure of deposits are:
      Pay-out Type Minimum Tenure Maximum Tenure

      Cumulative

      6 months

      10 years

      Quarterly 

      3 months

      10 years

      Monthly

      3 months

      10 years

      Cumulative interest payout: Minimum of 6 months, maximum of 10 years

      Quarterly interest payout: Minimum of 6 months, maximum of 10 years.

      Monthly interest payout: Minimum of 3 months, maximum of 10 years.

      The FD Calculator provides indicative rates of the amount on maturity, which are applicable only to Non-Resident External (NRE) and Non-Resident Ordinary (NRO) Term Deposits with a Premature FD Withdrawal facility. The FD Calculator cannot be used for calculating the maturity value for Foreign Currency Non-Resident (FCNR) Account Deposits. Check for latest interest rates on FCNR

      • The FD Calculator will provide the maturity amount for deposits of up to Rs 3 crores
      • Check for FD interest for NRE/NRO on deposits of Rs 3 crores and above.
      • Senior citizen rates are not applicable for NRE and NRO Deposits
      • For NRO FDs, the maturity amount indicated is subject to TDS as applicable. The rates are subject to change from time to time. Check for interest for NRE/NRO.
      • The minimum FD amount should be Rs 25,000.

      The tenures of deposits are:

      FD Type Minimum Tenure Maximum Tenure
      NRE FD 1 year 10 years
      NRO FD 7 days 10 years

      NRE FD: Minimum of 1 year, maximum of 10 years.

      NRO FD: Minimum of 7 days, maximum of 10 years.

      Features of ICICI Bank FD Calculator

      Online and free to use

      Online and free to use

      ICICI Bank FD Calculator is available online and free of charge, allowing investors to access it conveniently from anywhere.

      Compare various Interest Rates

      Compare various Interest Rates

      Investors can compare the different FD interest rates offered by ICICI Bank to help them make informed decisions about their Fixed Deposit investments.

      Few details required

      Few details required

      Simply input a few details like FD amount and tenure that are required for the calculator to accurately calculate the maturity and interest amount. 

      Get instant results:

      Get instant results

      Evaluate Fixed Deposit returns in a matter of a few clicks. Get an instant calculation of the interest earned on your FD for the desired tenure. 

      See how easy it is to get Fixed Deposit ! Watch Now

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      FD Calculator FAQs

      EXPAND ALL | COLLAPSE ALL

      What is an FD Calculator?

      ICICI Bank FD Interest Calculator is a simple tool to help customers determine the interest amount they would earn on their investment in deposits, basis the amount, tenure and prevailing interest rate. This can help calculate the returns on their investments.

      How does one use the FD Calculator?

      You can use the FD Calculator to calculate interest and maturity amount on the FD as follows:

      • Select the Customer Type i.e. Normal or Senior Citizen

      • Select the type of Fixed Deposit i.e. Cumulative or Interest Payout (Quarterly/Monthly) or Short-term FD

      • The FD date will be defaulted as the current date

      • Enter the FD amount

      • Select the format of entering the FD tenure i.e. in combination of Years/Months/Days or in Days. Only enter the preferred tenure according to the format chosen

      • The applicable interest rate, interest amount, maturity date and maturity amount are displayed to the customer.

      How does the FD interest calculator work?

      Interest on FD is calculated on the basis of the FD tenure and the prevailing interest rate applicable at the time of opening an FD. Interest is calculated as follows:

      • Cumulative FD: Interest is calculated for the quarter and compounded/reinvested to the principal amount. Interest for the next quarter is calculated on the accumulative amount

      • Traditional FD with Quarterly Interest Payout option: Simple interest is calculated and paid at the end of each quarter

      • Traditional FD with Monthly Interest Payout option: Interest is paid at the discounted value and at the end of each month

      • Short-term FD: Interest is calculated on simple interest basis.

      What is the interest rate on FDs for Senior Citizens?

      ICICI Bank offers attractive interest rates on Fixed Deposits. Currently, we offer up to 7.75%* per annum for senior citizens. (*For a tenure ranging from 15 months to 2 years). For more information, visit the FD interest rates

      What is the interest rate on FD for General Citizens?

      ICICI Bank offers attractive interest rates on Fixed Deposits. Currently, ICICI Bank offers up to 7.2%* per annum for general citizens (*For a tenure ranging from 15 months to 2 years). For more information, visit the FD interest rates

      What is a Fixed Deposit?

      A Fixed Deposit (FD) is an investment product offered by Banks and NBFCs to their customers. An FD promises you guaranteed returns that are calculated basis the interest offered at the time of opening an FD Account. Interest rates may differ depending upon the tenure and the amount you are opting for.

      What are the types of FDs offered by ICICI Bank?

      ICICI Bank offers two types of FDs:

      • Traditional Fixed Deposit: Interest amount is credited at regular intervals, i.e., Quarterly or Monthly. Customer can opt for Monthly/Quarterly payout at the time of creating the Fixed Deposit
      • Cumulative Fixed Deposit: Customer will receive a lump sum amount after maturity. The interest accrued is added back to the principal amount at quarterly intervals.

      Who can invest in ICICI Bank Fixed Deposits?

      Individuals and entities mentioned below are eligible to apply for a regular Fixed Deposit online:

      • Residents

      • Hindu Undivided Families

      • Sole Proprietorship Firms

      • Partnership Firms

      • Limited Companies

      • Trust Accounts

      • Non-Resident Indians

      • Minors with Guardianship.

      Also, the Savings Account should be KYC verified.

      How do I open a Fixed Deposit Account online?

      With ICICI Bank you can open a Fixed Deposit Account anytime, anywhere through any of the following channels such as iMobile Pay App, Internet Banking, Branch Visit, ATM or by contacting Customer Care.

      What is the minimum amount required to open an FD?

      A minimum deposit of ₹10,000 is necessary to open an ICICI Bank Fixed Deposit Account. For Recurring Deposits, a minimum deposit of ₹500 is required and later deposits in multiples of ₹100 (monthly).

      What is the minimum and the maximum tenure for a Fixed Deposit?

      ICICI Bank offers a flexible tenure for FDs that ranges from 7 days to 10 years.

      What are the steps to create an FD Account through Internet Banking?

      1. Log in to ICICI Bank Internet Banking

      2. Go to ‘Bank Accounts’

      3. Select ‘Deposits’

      4. Click on ‘Create FD’

      5. Select your FD type

      6. Enter your investment amount. You can open an FD for an amount equal to or greater than ₹10,000

      7. Select your FD tenure & Interest payout option

      8. Click on ‘Create FD’. You have successfully opened an FD Account with ICICI Bank.

      How does one calculate the FD maturity amount?

      FD maturity amount can be calculated using the FD Calculator in a simple manner using the below steps:

      • Select the Customer Type i.e. Normal or Senior Citizen

      • Select the type of FD i.e. Cumulative or Interest Payout (Quarterly/Monthly) or Short-term FD

      • Enter the FD amount

      • Enter the required FD tenure i.e. in combination of Years/Months/Days or in Days only

      • The applicable interest rate, interest amount, maturity date and maturity amount are displayed to the customer.

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