Click here to view the interest rates we offer on Recurring Deposits.

• To open an RD with us, you must be a resident Indian.
• If you qualify, click the button below to open a Recurring Deposit.

iWish Goal Based Savings is a unique deposit that allows you to create goals and save for them. These goals are flexible deposits with the added benefit of contributing any amount at any point in time. You earn better interest rates on your deposit just like a Fixed Deposit. For the rate of interest, click here

You can add money to your iWish Account through the iMobile Pay app and Internet Banking:

iMobile Pay app:

• Log in to iMobile Pay app
• Select iWish Goal Based Savings in ‘Accounts & Deposits’
• Select the iWish Account you wish to fund
• Click on ‘Fund Now’ to transfer funds immediately or click on ‘Set Standing Instruction’ to set up and fund regularly.

Internet Banking:

• Log in to Internet Banking
• Select ‘Exclusive Offerings’ tab
• Open your iWish dashboard
• Click on ‘Fund Now’ for the iWish you want to fund.

You can also enable auto debit to set up Standing Instruction for the iWish of your choice.

To know the existing interest rates for iWish, click here.

To open an iWish, click here.

You can withdraw money mid-way (premature) from your iWish Account by closing your goal.

However, in that case, you will earn interest at the rate corresponding to the period the goal is held with the Bank and the applicable penalty will be charged for premature closure of the goal. If an iWish Account is prematurely closed, then the interest on it will be earned for the period it is held with the Bank minus the premature closure charges of 0.5% if the original tenure is less than 1 year and 1% for more than 1 year.