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      Assured Returns

      A simple investment product that offers safety, liquidity and flexibility.

      Instant FD Creation

      Now create an FD online anytime, anywhere within 60 seconds.

      Instant Liquidity

      Avail an OD (Overdraft) up to 90% of FD value in case of emergencies

      Flexible Tenure

      Plan your investment as per your goal. Flexible tenure that ranges from 7 days to 10 years.

      Types of Fixed Deposits

      • Regular
        Fixed Deposit

      • Monthly Income
        Fixed Deposit

      • Golden Years
        Fixed Deposit

      • Tax Saver
        Fixed Deposit

      • Standalone
        Fixed Deposit

      • Money Multiplier
        Fixed Deposit

      Regular Fixed Deposit

      Simple investment product, which offers safety, liquidity, flexibility and assured returns.

      • Interest is compounded quarterly
      • Minimum amount required to open an FD is ₹10,000
      • Flexible tenure that ranges from 7 days to 10 years
      • Open instantly through multiple channels like – iMobile Pay, Internet Banking, ATM, etc. Alternatively, you can also visit any ICICI Bank Branch.
      • You can avail an overdraft against the FD
      • Option of premature/partial withdrawal for urgent requirement of funds
      Open a Fixed Deposit Account

      Monthly Income Fixed Deposit

      This combines the benefits of a regular Fixed Deposit and an annuity deposit. During the investment phase, your money grows like regular FD and during the payout phase, you receive monthly payouts like an annuity.

      • FD can be opened for a minimum amount of ₹1,00,000, in multiples of ₹25,000 thereafter
      • Tenure of this deposit consists of an investment phase and a payout phase.
      • Minimum period for the Investment phase is 24 months, in multiples of 1 month thereafter
      • Minimum period for the Payout phase is 24 months, in multiples of 12 months thereafter
      Open a Fixed Deposit Account

      Golden Years Fixed Deposit

      Now Senior Citizens can get an exclusive additional interest rate of 0.10% on Fixed Deposits that have a tenure of more than 5 years.

      • Applicable duration: Mon DD, YYYY to Mon DD, YYYY
      • Applicable on New and Auto-Renewed Fixed Deposits during the scheme period
      • Applicable on a single FD amount less than ₹2 Crore.
      Open a Fixed Deposit Account

      Tax Saver Fixed Deposit

      Now enjoy dual benefits of assured returns and tax savings. Tax Saver Fixed Deposit offers tax deduction on income of up to ₹1.5 Lakh under Section 80C of the Income Tax Act.

      • Invest a small amount of ₹10,000 for a fixed tenure of 5 years
      • Choose from the flexible interest payout options of monthly, quarterly or reinvestment in principal
      • No premature withdrawal facility and auto-renewal facility
      • Interest earned is completely non-taxable
      Open a Fixed Deposit Account

      Standalone Fixed Deposit

      Now open an FD Account anytime, anywhere. Enjoy the benefits of FD without opening a Savings Account

      • Minimum amount required to open this Account is ₹10,000 and a minimum tenure of 6 months along with an attractive rate of return.
      • Complete the end-to-end digital process
      • Instant KYC
      • No need to open a Savings Account. Also, no Branch visits are required
      • Premature withdrawal is available.
      Open a Fixed Deposit Account

      Money Multiplier Fixed Deposit

      Enjoy the liquidity of a Savings Account coupled with high earnings of Fixed Deposit Account. Create a Fixed Deposit Account that is linked to your Savings Account, thus providing multiple benefits.

      • It can be opened for a minimum tenure of 1 year
      • Minimum amount required for opening this Account is ₹5,000
      • Enable for automatic reverse-sweep when the balance in the Savings Account falls below ₹10,000, for individual customers
      • FDs will be broken as per Last-In, First-Out (LIFO) basis for reverse-sweep
      Open a Fixed Deposit Account

      Create a Fixed Deposit
      in 60 Seconds!

      Need funds immediately?
      Get an Overdraft
      against FD.

      Avail an overdraft against your fixed deposit of up to 90% of the principal amount and accrued interest. Take care of your short-term emergency requirements without any worries.

      Open a Fixed Deposit Account View Interest Rates

       

       

      See how easy it is to get a Fixed Deposit! Watch Now

      To know how to create fixed deposits on internet banking
      2 Years Ago

      To know how to create fixed deposits on iMobile
      2 Years Ago

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      2 Years Ago

      How to create FD through other Bank account via UPI
      2 Years Ago

      How to Manage your Fixed Deposit on Internet Banking
      2 Years Ago

      How to Manage Fixed Deposit on iMobile
      2 Years Ago

      How to Avail Overdraft on your FD through iMobile
      2 Years Ago
      Close icon
      Eligibility Criteria – Fixed Deposit
      1. Individuals and entities mentioned below are eligible to apply for a regular Fixed Deposit online:
        Residents | Hindu Undivided Families | Sole Proprietorship Firms | Partnership Firms |Limited Companies |Trust Accounts | Non-Resident Indians | Indians | Minors with Guardianship.
      2. The Savings Account should be KYC verified.

      Frequently Asked Questions (FAQs) About Fixed Deposits

      EXPAND ALL | COLLAPSE ALL

      What is a Fixed Deposit?

      A Fixed Deposit (FD) is an investment product offered by Banks and NBFCs to their customers. An FD promises you guaranteed returns that are calculated basis the interest offered at the time of opening an FD Account. Interest rates may differ depending upon the tenure and the amount you are opting for.

      What are the types of FDs offered by ICICI Bank?

      ICICI Bank offers two types of FDs:

      Traditional Fixed Deposit: Interest amount is credited at regular intervals, i.e., Quarterly or Monthly. Customer can opt for Monthly/Quarterly payout at the time of creating the Fixed Deposit

      Cumulative Fixed Deposit: Customer will receive a lump sum amount after maturity. The interest accrued is added back to the principal amount at quarterly intervals.

      Who can invest in ICICI Bank Fixed Deposits?

      Individuals and entities mentioned below are eligible to apply for a regular Fixed Deposit online:

      • Residents

      • Hindu Undivided Families

      • Sole Proprietorship Firms

      • Partnership Firms

      • Limited Companies

      • Trust Accounts

      • Non-Resident Indians

      • Minors with Guardianship.

      Also, the Savings Account should be KYC verified.

      What is the rate of interest on ICICI Bank Fixed Deposits?

      ICICI Bank offers attractive interest rates on Fixed Deposits. Click here to view the current rates.

      How do I open a Fixed Deposit Account online?

      With ICICI Bank you can open a Fixed Deposit Account anytime, anywhere through any of the following channels such as iMobile Pay App, Internet Banking, Branch Visit, ATM or by contacting Customer Care.

      What is the minimum amount required to open an FD?

      A minimum deposit of ₹10,000 is necessary to open an ICICI Bank Fixed Deposit Account. For Recurring Deposits, a minimum deposit of ₹500 is required and later deposits in multiples of ₹100 (monthly).

      What is the minimum and the maximum tenure for a Fixed Deposit?

      ICICI Bank offers a flexible tenure for FDs that ranges from 7 days to 10 years.

      How can I calculate the rate of interest on my Fixed Deposit?

      You can calculate the interest rate using ICICI Bank FD Calculator. Please click here to use ICICI Bank FD Calculator

      What are the steps to create an FD Account through Internet Banking?

      1. Log in to ICICI Bank Internet Banking

      2. Go to ‘Bank Accounts’

      3. Select ‘Deposits’

      4. Click on ‘Create FD’

      5. Select your FD type

      6. Enter your investment amount. You can open an FD for an amount equal to or greater than ₹10,000

      7. Select your FD tenure & Interest payout option

      8. Click on ‘Create FD’. You have successfully opened an FD Account with ICICI Bank.

      View More
       

      Types of Fixed Deposits

      • Regular
        Fixed Deposit

      • Monthly Income
        Fixed Deposit

      • Golden Years
        Fixed Deposit

      • Tax Saver
        Fixed Deposit

      • Standalone
        Fixed Deposit

      • Money Multiplier
        Fixed Deposit

      Regular Fixed Deposit

      Simple investment product, which offers safety, liquidity, flexibility and assured returns.

      • Interest is compounded quarterly
      • Minimum amount required to open an FD is ₹10,000
      • Flexible tenure that ranges from 7 days to 10 years
      • Open instantly through multiple channels like – iMobile Pay, Internet Banking, ATM, etc. Alternatively, you can also visit any ICICI Bank Branch.
      • You can avail an overdraft against the FD
      • Option of premature/partial withdrawal for urgent requirement of funds
      Open a Fixed Deposit Account

      Monthly Income Fixed Deposit

      This combines the benefits of a regular Fixed Deposit and an annuity deposit. During the investment phase, your money grows like regular FD and during the payout phase, you receive monthly payouts like an annuity.

      • FD can be opened for a minimum amount of ₹1,00,000, in multiples of ₹25,000 thereafter
      • Tenure of this deposit consists of an investment phase and a payout phase.
      • Minimum period for the Investment phase is 24 months, in multiples of 1 month thereafter
      • Minimum period for the Payout phase is 24 months, in multiples of 12 months thereafter
      Open a Fixed Deposit Account

      Golden Years Fixed Deposit

      Now Senior Citizens can get an exclusive additional interest rate of 0.10% on Fixed Deposits that have a tenure of more than 5 years.

      • Applicable duration: Mon DD, YYYY to Mon DD, YYYY
      • Applicable on New and Auto-Renewed Fixed Deposits during the scheme period
      • Applicable on a single FD amount less than ₹2 Crore.
      Open a Fixed Deposit Account

      Tax Saver Fixed Deposit

      Now enjoy dual benefits of assured returns and tax savings. Tax Saver Fixed Deposit offers tax deduction on income of up to ₹1.5 Lakh under Section 80C of the Income Tax Act.

      • Invest a small amount of ₹10,000 for a fixed tenure of 5 years
      • Choose from the flexible interest payout options of monthly, quarterly or reinvestment in principal
      • No premature withdrawal facility and auto-renewal facility
      • Interest earned is completely non-taxable
      Open a Fixed Deposit Account

      Standalone Fixed Deposit

      Now open an FD Account anytime, anywhere. Enjoy the benefits of FD without opening a Savings Account

      • Minimum amount required to open this Account is ₹10,000 and a minimum tenure of 6 months along with an attractive rate of return.
      • Complete the end-to-end digital process
      • Instant KYC
      • No need to open a Savings Account. Also, no Branch visits are required
      • Premature withdrawal is available.
      Open a Fixed Deposit Account

      Money Multiplier Fixed Deposit

      Enjoy the liquidity of a Savings Account coupled with high earnings of Fixed Deposit Account. Create a Fixed Deposit Account that is linked to your Savings Account, thus providing multiple benefits.

      • It can be opened for a minimum tenure of 1 year
      • Minimum amount required for opening this Account is ₹5,000
      • Enable for automatic reverse-sweep when the balance in the Savings Account falls below ₹10,000, for individual customers
      • FDs will be broken as per Last-In, First-Out (LIFO) basis for reverse-sweep
      Open a Fixed Deposit Account

      Invest Anywhere,
      Anytime

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