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      Savings Accounts mapped to Family Id

       

       

      Regular Family

      Regular Family

      Silver Family

      Gold Family

      		 Magnum Family

      Titanium Family

      Available to

      Semi Urban & Rural locations

      Metro & Urban locations

      All Cities

      All Cities

      All Cities

      All Cities

      Minimum monthly average balance (MAB)* MAB is the simple average of day-end balances for a calendar month.

      Rs. 20,000
      MAB requirement waived subject to FD of min Rs.1 lacs under the same Family ID

      Rs. 30,000
      MAB requirement waived subject to FD of min Rs.1.5 lacs under the same Family ID

      Rs. 50,000
      MAB requirement waived subject to FD of min Rs.2.5 lacs under the same Family ID

      Rs. 1,00,000
      MAB requirement waived subject to FD of min Rs.5 lacs under the same Family ID

      Rs. 1,00,000
      MAB requirement waived subject to FD of min Rs.5 lacs under the same Family ID

      Rs. 2,00,000
      MAB requirement waived subject to FD of min Rs.10 lacs under the same Family ID

      Penal Charges for non maintenance of minimum monthly average balance (NMMAB)

      6% of the shortfall in required MAB or Rs. 500 whichever is lower

      6% of the shortfall in required MAB or Rs. 500 whichever is lower

      3% of the shortfall in required MAB or Rs. 500 whichever is lower

      3% of the shortfall in required MAB or Rs. 500 whichever is lower

      3% of the shortfall in required MAB or Rs. 500 whichever is lower

      3% of the shortfall in required MAB or Rs. 500 whichever is lower

      Other applicable service charges

      As per individual Account variant

      As per individual Account variant

      As per individual Account variant

      As per individual Account variant

      As per individual Account variant

      As per individual Account variant

       

      Note:

      1. Taxes at prevailing rates as per Govt rules shall be applicable over and above the mentioned charges.The charges indicated above are subject to periodic revision.
      2. *With effect from April 1, 2015: In the event of non-maintenance of minimum MAB, the bank will notify the customer by SMS/e-mail/ letter etc. that in the event of the minimum balance not being restored in the account in the subsequent month, non-maintenance of MAB charges will be applicable.
        In case the customer has not maintained MAB for any consecutive month, non-maintenance of MAB charges shall be applicable for all consecutive months. The Bank will notify the customer in the initial month only in case of non-maintenance of MAB in consecutive months.It will be the responsibility of the customer to have a valid e-mail ID, mobile number and address updated with the Bank at all times,failing which,customer may not receive the notification(s).
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