Gold Privilege Savings Account FAQs
What is the minimum balance required to be maintained for Gold Privilege Savings Account?
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The minimum Monthly Average Balance (MAB)* required to be maintained for a Gold Privilege Account (Non Senior Citizens) is Rs. 50,000.
Charges for Non-maintenance of Minimum MAB (NMMAB) with effect from June 1, 2016:
Rs. 100 + 2% of the shortfall in required MAB or Rs. 500 whichever is lower.
*Waiver of NMMAB charges is subject to FD of minimum Rs. 2.5 lakh under the same Customer ID.
What are special privileges of Gold Privilege Savings Account?
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Special privileges of Gold privilege savings account:
• Dedicated service area* at branches
• Enjoy priority access and priority processing of your requests
• Free Gold Privilege Debit Card with exciting offers and Visa privileges
• Unlimited cash withdrawal transactions at ICICI bank’s ATM, free of charge
• Avail 20% discount on annual locker rentals
• Waiver on trading account opening fee of ₹975 and first year demat Annual Maintenance Charges (AMC) of ₹500
• Waiver of DD/PO charges of up to ₹1.5 lakh per day
• Free Anywhere Banking.
*At select branches.
What are the documents required for opening a Savings Account?
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Documents Required for Opening Saving Account
Identity and Address Proof
- Passport
- Aadhaar
- Driving License
- Voter ID
- NREGA Job Card
- Letter from the National Population Register
PAN Card issued in India is no longer considered as a valid identity proof
Communication Address Proof
If the above address proof does not contain a communication address, then the following documents can be considered as a proof of address. In such cases, the customer will have to update the Officially Valid Documents (OVD) with a communication address and submit it to the Bank within 3 months of opening the account.
- Utility Bill, which is not older than 2 months (electricity, telephone, post-paid mobile phone, piped gas, water bill).
- Property Tax Bill or Municipal Tax receipt, which is not older than one year.
- Letter of Allotment for accommodation from an employer, issued by the State Government or Central Government Departments, statutory or regulatory bodies, Public Sector undertakings, Scheduled Commercial Banks, financial institutions and listed companies.
- Leave and Licence Agreement with any of the above employers. The agreement must contain the customer’s name as the employee.
- Pension or family pension payment orders issued to retired employees by Government departments or Public Sector undertakings, if they contain the address.
Terms and Conditions apply.