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Gold Privilege Savings Account FAQs

What is the minimum balance required to be maintained for Gold Privilege Savings Account?

The minimum Monthly Average Balance (MAB)* required to be maintained for a Gold Privilege Account (Non Senior Citizens)  is Rs. 50,000.

Charges for Non-maintenance of Minimum MAB (NMMAB) with effect from June 1, 2016: 
Rs. 100 + 2% of the shortfall in required MAB or Rs. 500 whichever is lower.

*Waiver of NMMAB charges is subject to FD of minimum Rs. 2.5 lakh under the same Customer ID.

What are special privileges of Gold Privilege Savings Account?

Special privileges of Gold privilege savings account:

• Dedicated service area* at branches
• Enjoy priority access and priority processing of your requests
• Free Gold Privilege Debit Card with exciting offers and Visa privileges
• Unlimited cash withdrawal transactions at ICICI bank’s ATM, free of charge
• Avail 20% discount on annual locker rentals
• Waiver on trading account opening fee of ₹975 and first year demat Annual Maintenance Charges (AMC) of ₹500
• Waiver of DD/PO charges of up to ₹1.5 lakh per day
• Free Anywhere Banking.

*At select branches.

What are the documents required for opening a Savings Account?

Documents Required for Opening Saving Account

Identity and Address Proof

  • Passport
  • Aadhaar
  • Driving License
  • Voter ID
  • NREGA Job Card
  • Letter from the National Population Register

PAN Card issued in India is no longer considered as a valid identity proof

Communication Address Proof

If the above address proof does not contain a communication address, then the following documents can be considered as a proof of address. In such cases, the customer will have to update the Officially Valid Documents (OVD) with a communication address and submit it to the Bank within 3 months of opening the account.

  • Utility Bill, which is not older than 2 months (electricity, telephone, post-paid mobile phone, piped gas, water bill).
  • Property Tax Bill or Municipal Tax receipt, which is not older than one year.
  • Letter of Allotment for accommodation from an employer, issued by the State Government or Central Government Departments, statutory or regulatory bodies, Public Sector undertakings, Scheduled Commercial Banks, financial institutions and listed companies.
  • Leave and Licence Agreement with any of the above employers. The agreement must contain the customer’s name as the employee.
  • Pension or family pension payment orders issued to retired employees by Government departments or Public Sector undertakings, if they contain the address.

Terms and Conditions apply.

What are the fees and charges of Gold Privilege Savings Account?

To know about service charges of Gold Privilege Savings Account, Click Here.

 

ONLY CHARGES w.r.t. Gold Privilege Savings Account to be included.

What are the features of Gold Privilege Savings Account?

  • Free Gold Privilege Debit Card with exciting offers & Visa Privileges
  • Unlimited cash withdrawal transactions at ICICI bank’s ATM, free of charge
  • Avail 20% discount on annual locker rentals
  • Waiver on Trading account opening fee of Rs. 975 and first year Demat Annual Maintenance Charges (AMC) of Rs. 500
  • Waiver of DD/PO charges of up to Rs. 1.5 lac per day
  • Free Anywhere Banking
  • Money Multiplier Facility
  • Free multi-city chequebook
  • Free Internet Banking and Mobile Banking
  • Free Email Statement facility
  • Standing instructions facility

What is the eligibility criteria for opening Gold Privilege Savings Account?

The account is available for Resident Individual (sole or joint account), Foreign national and Hindu undivided family (HUF) customers, above age of 18 years.

 

This account is also available for minor customers below 18 years and Senior citizen customers who have completed 60 years.

Do you have more questions on Gold Priviledge Account?

To know more about frequently asked questions, Click Here.