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Basic Savings Bank Account


Available to All Cities
Eligibility All Indian residents
Minimum Monthly Average Balance (MAB) Nil
Charges for non-maintenance of MAB Nil
Cash Transaction Charges (Cumulative of Deposit and Withdrawal) Nil
ATM interchange (transactions at Non-ICICI Bank ATMs) Nil
Transactions at ICICI Bank ATMs/Cash Recycler Machines (cash withdrawals) Nil
Issue of DD drawn on ICICI Bank by cheque/transfer Nil
Statement Passbook facility available free of cost
Debit Card annual fees Nil
Debit Card limit Daily spending/withdrawal limit: Rs 10,000/ Rs 10,000
Cheque Books Nil
Charges for Multicity cheque payment Nil
Value Added SMS alert facility

(For transactions other than specified by regulatory guidelines, sms alerts will be triggered only if the transaction value is greater than Rs.5,000)

National Automated Clearing House (NACH) Mandate. One time mandate authorisation charges (physical/online). Nil
Deliverable returned by courier Nil
Deliverables at branches Nil
Address change request at branches Nil
Cash deposit charges - Cash Acceptor/Recycler machines Nil


  1. Common service charges applicable to all Savings Account variants except for Wealth Management/Private Banking and the ones mentioned above. Click here.
  2. Taxes at prevailing rates as per Government rules shall be applicable over and above the mentioned charges. The charges indicated above are subject to periodic revision.