Easy Receive Savings Account FAQs

What are benefits of availing the ICICI Bank Salute Doctors Account?

Benefits of availing the ICICI Bank Salute Doctors Account proposition:

  1. You get an option to maintain a lower minimum Monthly Average Balance at the family level, by linking all your accounts held in ICICI Bank to the Salute Doctors Family ID
  2. You can combine the Current and Savings Account of self and family under one Family ID
  3. You will not be charged for non-maintenance of balance at the Family ID level
  4. Your Fixed Deposit held with ICICI Bank in your Current and Savings Account will also be considered in the overall balance calculation at the Family ID level.

What is the eligibility criteria to opt for the ICICI Bank Salute Doctors Account?

You should have one Current Account and one Savings Account linked to the Family ID to avail an ICICI Bank Salute Doctors Account.

What are the documents required for Salute Doctors Savings Account?

Eligibility and Documentation

Age: 18 and above

Profession: Licensed Doctor/Medical Professional

Additional documents required for opening a Salute Doctors Savings Account (any one):

  • Certificate of Practice/Certificate of Membership
  • Medical Degree Certificate
  • Hospital/Nursing Home ID Card (only Doctors ID)
  • Medical College ID Card (only for Medical students)

Additional documents required for opening Salute Doctors Current Accounts:

  • Certificate of Practice/Certificate of Membership
  • Signed copy of SOC to be uploaded at the time of account opening.

ICICI Bank Salute Doctors Account: Wealth

Eligibility criteria for Wealth Variant
No Monthly Average Balance maintenance required. A minimum Quarterly Average Balance of Rs 25 lakh combined in the Savings and Current Account and Fixed Deposit.

 

ICICI Bank Salute Doctors Account: Titanium

Eligibility criteria for Titanium Variant
Individual balance of Rs 2 lakh in the Savings Account. Individual balance of Rs 5 lakh in the Current Account. A minimum Quarterly Average Balance of Rs 5 lakh in the Savings Account and Current Account. A minimum Quarterly  Average Balance of Rs 15 lakh combined in the Savings and Current Account and Fixed Deposit.

 

ICICI Bank Salute Doctors Account: Gold

Eligibility criteria for Gold Variant
Individual balance of Rs 50,000 in the Savings Account. Individual balance of Rs 1 lakh in the Current Account. A minimum Quarterly Average Balance of Rs 1 lakh in the Savings Account and Current Account. A minimum Average Quarterly Balance of Rs 5 lakh combined in the Savings and Current Account and Fixed Deposit.

 

The Average Balance maintenance is calculated on a quarterly basis. If the same is not maintained, then the family benefits will be delinked and the Average Balance maintenance requirement of the individual accounts will need to be adhered to.

Shift to a Customer Relationship Approach from a Product Approach, Shift from a Charge Approach to a Benefit Approach

(Delinking of Family Benefit in case of no maintenance)

Who all are eligible for the Salute Doctor’s proposition?

  1. Doctors who do not have any Savings or Current Account relationship with us
  2. Doctors who are existing Current Account holders of ICICI Bank but do not have a Savings Account
  3. Doctors who are existing Savings Account holders of ICICI Bank but do not have a Current Account
  4. Doctors who are existing Current and Savings Account holders of ICICI Bank but are not linked to the CASA Family ID.

Can I link my minor kids account as well in a Salute Doctors Account Family ID?

Yes, the acceptable relations for Savings Account linking are parents, spouse, siblings, children, in-laws and your HUF.