Easy Receive Account


Available to

All Cities


Resident Indian, >18yrs

Minimum monthly average balance (MAB)*MAB is the simple average of day-end balances for a calendar month.

Metro and Urban locations - Rs.10,000
Other locations - Rs.5,000
Not applicable if atleast one inward remittance is received in the last three months

Service Charges

Cash Transaction Charges
Home Branch (Branch where the account is opened or ported)
(Deposits and withdrawals across branches and deposits in Cash Recycler Machines considered.)

1) Number Limit (Sum total of deposits and withdrawals)
Rs 150 per transaction, post 4 free cash transactions per month.
2) Value Limit (Sum total of deposits and withdrawals)
Rs 5 per Rs 1,000, post free limit of Rs 1 lakh, per month or Rs 150, whichever is higher.

a) Non-Home branch –
Rs 5 per Rs 1,000, for transaction value above Rs 25,000 at non-home branch in a day or Rs 150, whichever is higher.
b) Third party cash transactions charged at Rs 150 per transaction. Per transaction value capped at Rs 25,000.

For accounts not maintaining the required MAB

For all free cash transactions, Rs 100 per transaction, for the first two cash transactions and Rs 125 for the subsequent transactions will be levied. This charge will be levied over and above the non–maintenance of MAB charges stipulated in terms and conditions applicable to the account.

ATM Interchange (Transactions at Non ICICI Bank ATMs)


Transactions at ICICI Bank ATMs / Cash Recycler Machines (cash withdrawals)


Issue of DD drawn on ICICI Bank by cheque/transfer

Rs.50 per D.D. up to Rs.10,000;Rs.5 per thousand rupees or part thereof for DD of more than Rs.10,000, subject to a minimum of Rs.75 and maximum of Rs. 15,000

Debit Card Fees annual fees

For Gramin locations - Rs.99

Cheque Books

Nil for 25 cheque leaves in a year;
Rs. 2 per leaf thereafter

Value Added SMS alert facility

(For transactions other than specified by regulatory guidelines, sms alerts will be triggered only if the transaction value is greater than Rs.5,000)


15 paise per sms

Penal Charges

Charges for non maintenance of minimum monthly average balance (NMMAB)

6% of the shortfall in required MAB or Rs. 500 whichever is lower.


  1. Common service charges applicable to all Savings Account variants except for Wealth Management / ICICI Bank Private Banking and the ones mentioned above. Click here.
  2. Taxes at prevailing rates as per Govt rules shall be applicable over and above the mentioned charges.The charges indicated above are subject to periodic revision. 
  3. *With effect from April 1, 2015:In the event of non-maintenance of minimum MAB, the bank will notify the customer by SMS/e-mail/ letter etc. that in the event of the minimum balance not being restored in the account in the subsequent month, non-maintenance of MAB charges will be applicable.
    In case the customer has not maintained MAB for any consecutive month, non-maintenance of MAB charges shall be applicable for all consecutive months. The Bank will notify the customer in the initial month only in case of non-maintenance of MAB in consecutive months.It will be the responsibility of the customer to have a valid e-mail ID, mobile number and address updated with the Bank at all times,failing which,customer may not receive the notification(s).