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Gold Plus Savings Account FAQs

How can an existing savings account customer avail the benefits of the Gold Plus Savings Account?

Eligible existing savings account holders can visit the nearest ICICI Bank branch and submit the Gold Plus Savings Account Upgrade/ status change form.

 

On upgrade or downgrade to Gold Plus Savings Account, the benefits of the existing account will discontinue.

 

The minimum Monthly Average Balance (MAB) required to be maintained for Gold Plus Savings Account with Quantum Optima facility is Rs. 50,000.

Who can apply for this Gold Plus Savings Account?

Resident individual (sole or joint account), foreign national and Hindu Undivided Family (HUF) customers, above age of 57 years (for Defence Personnel age of 50 years and above and retiring).

What are the documents required for Gold Plus Savings Account?

Documents Required

Identity & Address Proof

Any one of the following documents would serve as proof of identity & address (OVD) of the Customer.

  • Passport
  • Driving Licence issued by Regional Transport Authority
  • Voter ID
  • Job card issued by NREGA signed by State Government Officer
  • Letter from National Population Register
  • Proof of possession of complete Aadhaar number

Communication Address proof:

If the above address proof does not contain communication address, then the following documents can be considered as proof of address. In such cases customer to update the OVD with communication address and submit to bank in 3 months of account opening.

  • Utility Bill not older than 2 months (electricity, telephone, post-paid mobile phone, piped gas, water bill).
  • Property Tax Bill or Municipal Tax receipt not older than one year.
  • Letter of allotment for accommodation from employer issued by State Government or Central Government Departments, statutory or regulatory bodies, public sector undertakings, scheduled commercial banks, financial institutions and listed companies
  • Leave and licence agreement with any of the above employers. Agreement to contain Customer’s name as Employee.
  • Pension or family pension payment orders issued to retired employees by government departments or public sector undertakings, if they contain the address.

What are the benefits of this Gold Plus Savings Account?

Benefits of Gold Plus Savings Account:

 

  • Quantum Optima facility
  • Exclusive Privilege Banking zones and priority service at all ICICI Bank branches and through our Customer Care
  • Free Gold Privilege Debit Card having higher withdrawal and spend limit with exciting offers and Visa privileges
  • Unlimited cash withdrawal transactions at any bank’s ATM, free of charge
  • Avail 20% discount on annual locker rentals
  • Waiver on trading account opening fee of Rs. 975 and first year demat Annual Maintenance Charges (AMC) of Rs. 500
  • Free anywhere banking.

 

What is the threshold limit in savings account to trigger Quantum Optima FD withdrawal/ breakage?

The threshold limit in savings account to trigger Quantum Optima FD withdrawal (Reverse sweep) is Rs. 75,000.

How can I apply for this Gold Plus Savings Account?

To apply for Gold Plus Savings Account with Quantum Optima facility, you need to visit the nearest ICICI Bank branch.