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Introducing ICICI Bank Pension Savings Account for pensioners of Civil, Defence, Railways and EPFO.

  • Enjoy Family 3600 Banking with no monthly balance requirement for pensioners.
  • Extend Family 3600 Banking benefits to your spouse, children and grandchildren.
  • Dedicated Relationship Manager for you and your family.
  • Access your account anytime online through Internet Banking and the iMobile Pay app.

Pension schemes by the Government of India

Plan your retirement with pension schemes by the Government of India

Pension schemes by the Government of India

How to open a Pension Savings Account?

For new customers

Visit any ICICI Bank Branch to open a Pension Account.

Submit a retirement letter or document from the company as eligibility proof.

Documents required:

One passport size photograph

Identity proof and address proof (choose one):

  • Passport
  • Aadhaar Card
  • Driving licence
  • Voter ID
  • NREGA Job Card
  • Letter from the National Population Register

(PAN Card is not considered a valid identity proof)

For existing customers

If the pensioner maintains an account with ICICI Bank and wishes to receive his/ her pension through the Bank, he/ she will have to provide the Bank Account details to the Pension Authority on or before the date of converting his/ her existing account into a Pension Account.

Eligibility

Employees/ pensioners of Civil, Defence, Railways and the organised sector.

Read More

Digital solutions

  • iMobile Pay app

  • Retail Internet Banking

  • 01. Seamless transfer of money anytime, anywhere
  • 02. Pay bills from the comfort of your home
  • 03. Manage Credit Card limits, block/ unblock cards, change PIN and more
  • 04. Check your Pre-approved loan offers and get instant sanctions
  • 05. Apply, track and manage your investments
  • 01. Real-time access to all your accounts with 350+ services
  • 02. Feature-rich dashboard with a seamless user interface for convenient banking
  • 03. Track and manage all your finances, anytime, anywhere
  • 04. Customisable dashboard for setting up shortcuts for frequently used features
  • 05. Targeted features for your unique requirements
  • 06. Set your own transaction limit and experience an added level of security

Pension Account FAQs

What is Jeevan Pramaan/ Digital Life Certificate and how can it be submitted?

Digital Life Certificate can be submitted at the Bank Branch through the Jeevan Pramaan app.

What documents are needed for Life Certificate submission?

ID proof and Life Certificate are required for submission.

How to re-initiate pension if the Life Certificate has not been submitted for a year?

Submit Life Certificate at any Branch and pension will restart from the frozen period after a request is raised to the Central Pension Processing Centre (CPPC).

What is the National Pension System (NPS) and what purpose does it serve?

NPS is a voluntary retirement savings scheme aiming to provide sustainable retirement income to every Indian citizen. For queries, contact nps@icicibank.com.

What is Atal Pension Yojana (APY)?

APY is a defined pension programme based on the contribution and the selected period, administered by the Pension Fund Regulatory and Development Authority (PFRDA).