Gold Salary Account - Services Charges

 

  Gold Salary Account Gold Plus Salary Account

Available to

All Cities

All Cities

Eligibility

All salaried employees of eligible companies based on Product Offering to the company

All salaried employees of eligible companies based on Product Offering to the company

Minimum monthly average balance (MAB)

Nil

Nil

Service Charges

Cash Transaction Charges
(Cumulative of Deposit and Withdrawal)

Number Limit (Sum total of deposits and withdrawals)
5 free cash transactions per month.
Charges above free limits: Rs 150 per transaction.
OR
Value Limit (Sum total of deposits and withdrawals)
The value limit is inclusive of both Home and Non home branch transactions.
Rs 1 lakh free per month per account.
Above Rs 1 lakh – Rs 5 per Rs 1,000, subject to a minimum of Rs 150
(Inclusive – Self and Third party)

Number Limit (Sum total of deposits and withdrawals)
5 free cash transactions per month.
Charges above free limits: Rs 150 per transaction.
OR
Value Limit (Sum total of deposits and withdrawals)
The value limit is inclusive of both Home and Non home branch transactions.
Rs 1 lakh free per month per account.
Above Rs 1 lakh – Rs 5 per Rs 1,000, subject to a minimum of Rs 150
(Inclusive – Self and Third party)

Issue of DD drawn on ICICI Bank by cheque/transfer

Nil for D.D. up to Rs 100,000. Above that Rs. 5 per 1000 or part thereof maximum of Rs.15000

Nil for D.D. up to Rs 100,000. Above that Rs. 5 per 1000 or part thereof maximum of Rs.15000

Cheque Books

Nil

Nil

Charges for Multicity cheque payment:

Nil

Nil

Debit card

Nil

Nil

Transactions at ICICI Bank ATMs / Cash Recycler Machines (cash withdrawals)

First 5 Financial transactions free in a month; thereafter, Rs.21 per financial transaction
All Non-Financial transactions free.
(Financial transaction includes - Cash Withdrawal; Non Financial transactions include - Balance Inquiry, Mini statement & Pin change)

Nil

ATM Interchange (Non ICICI Bank ATMs)

First 3 transactions (inclusive of financial and non financial) in 6 metro locations (Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad) in a month - Free

First 3 transactions (inclusive of financial and non financial) in 6 metro locations (Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad) in a month - Free

First 5 transactions (inclusive of financial and non financial) in all other locations in a month - Free

First 5 transactions (inclusive of financial and non financial) in all other locations in a month - Free

Maximum of 5 trxns free in a month with a cap of 3 free trxns in 6 metro locations

Maximum of 5 trxns free in a month with a cap of 3 free trxns in 6 metro locations

Thereafter, Rs.21 per financial transaction and Rs. 8.50 per non financial transaction

Thereafter, Rs.21 per financial transaction and Rs. 8.50 per non financial transaction

Value Added SMS alert facility

(For transactions other than specified by regulatory guidelines, sms alerts will be triggered only if the transaction value is greater than Rs.5,000)

Nil Nil
Penal Charges

Charges for non-maintenance of Minimum MAB

Nil

Nil

Note:

  • Common service charges applicable to all Savings Account variants except for Wealth Management / ICICI Bank Private Banking and the ones mentioned above. Click here.
  • Taxes at prevailing rates as per Govt rules shall be applicable over and above the mentioned charges.The charges indicated above are subject to periodic revision.
  • *With effect from April 1, 2015: In the event of non-maintenance of minimum MAB, the bank will notify the customer by SMS/e-mail/ letter etc. that in the event of the minimum balance not being restored in the account in the subsequent month, non-maintenance of MAB charges will be applicable.
    In case the customer has not maintained MAB for any consecutive month, non-maintenance of MAB charges shall be applicable for all consecutive months. The Bank will notify the customer in the initial month only in case of non-maintenance of MAB in consecutive months.It will be the responsibility of the customer to have a valid e-mail ID, mobile number and address updated with the Bank at all times,failing which,customer may not receive the notifications.