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      Features

      Easy access to funds
      Easy access to funds
      Complimentary Titanium Debit Card with a withdrawal limit of up to ₹ <1> <lakh>
      Complimentary Titanium Debit Card with a withdrawal limit of up to ₹1 lakh
      iMobile Pay app & Internet Banking for seamless digital banking
      iMobile Pay app & Internet Banking for seamless digital banking
      No cost monthly e-mail statements
      No cost monthly e-mail statements
      Complimentary <25> cheques annually
      Complimentary 25 cheques annually
      MAB* of ₹ <10,000>/month.
      Monthly Average Balance of ₹ 10,000/month.

      Digital banking solutions to bank anytime, anywhere.

      • iMobile Pay

      • Internet Banking

      • 01. Seamless transfer of money anytime, anywhere
      • 02. Pay bills from the comfort of your home
      • 03. Manage Credit Card limits, block/unblock cards, change PIN and more
      • 04. Check your pre-approved loan offers and get instant sanctions
      • 05. Apply, track and manage your investments
      • 01. Feature rich dashboard with a seamless user interface for convenient banking
      • 02. Track and manage all your finances anytime, anywhere
      • 03. Customisable dashboard for setting up shortcuts for frequently used features
      • 04. Targeted features for your unique requirements
      • 05. Set your own transaction limit and experience an added level of security.

      Documentation & Eligibility

      Eligibility

      Resident Individual: Above 18 years

      Resident individual, Foreign National and Hindu Undivided Family (HUF) customers.

      Documents required

      1. One Passport size photograph
      2. Identity and Address Proof
        • Passport
        • Aadhaar
        • Driving License
        • Voter ID
        • NREGA Job Card
        • Letter from the National Population Register.

      PAN Card issued in India is no longer considered as a valid identity proof.

      T&Cs.

      Schedule of Charges

      Click here to view the Schedule of Charges for your Regular Savings Account.

      Read More

      Regular Savings Account FAQs

      Expand All | Collapse All

      What is the minimum balance required to be maintained for a Regular Savings Account?

      Minimum Monthly Average Balance (MAB) for a Savings Account:

      • Metro and Urban locations – ₹ 10,000
      • Semi-urban locations – ₹ 5,000
      • Rural locations – ₹ 2,000
      • Gramin locations – ₹ 1,000

      What is the eligibility criteria for opening a Regular Savings Account?

      A Regular Savings Account is available for Resident Individuals (sole or joint account), Foreign Nationals and Hindu Undivided Family (HUF) customers, above the age of 18 years.

      What are the charges for non-maintenance of the minimum Monthly Average Balance (MAB)?

      6% of the shortfall in the required MAB or Rs 500, whichever is lower.

      How is the minimum Monthly Average Balance (MAB) calculated?

      The Monthly Average Balance (MAB) is calculated on a simple average of day-end balances for a calendar month. The MAB is calculated by adding the closing ledger balance of each day’s accounts from the start of the month to the end of the month. Then the total sum is divided by the number of days in that month.

      What is the nomination process for my Savings Account?

      You may nominate a person as beneficiary to your account. Nomination facility is available for Bank deposits:

      • Only one nominee is allowed for a Deposit Account, whether held singly or jointly
      • A Legal Guardian operating a minor’s account can file a nomination on the minor’s behalf
      • Applicants can nominate by filling up the form prescribed under the Banking Companies (Nomination) Rules, 1985
      • The nomination details can be changed during the subsistence of the account relationship by filling the form prescribed under The Banking Companies (Nomination) Rules, 1985.

      How can I transfer my Savings Account from one branch to another?

      You can request to transfer your Savings Account from one branch of ICICI Bank to another through Internet Banking, Customer Care or by submitting a written request to any ICICI Bank branch.

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