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Compare Saving Account
| Accounts | Regular Savings Account | Silver Savings Account | ||
|---|---|---|---|---|
| Features / Benefits | ||||
| USP | A Savings Account which has a lot of convenient features and provides a valuable banking experience. | Silver Savings Account entitles you to select privileges and offers thereby offering you an enriching experience everytime you bank with us. | ||
| Exciting Features | 1. Extended banking hours 2. Wide network of 2,800+ branches and 10,000+ ATMs 3. 24 X 7 free Phone Banking and free Internet and Mobile banking for instant account access 4. Hassle-free online bill payment |
1. Free transactions at Non ICICI Bank ATMs 2. Free Anywhere cash withdrawal/deposit 3. Free SMS alert facility 4. Special asset deals from time to time 5. Discount on annual fees for safe deposit lockers |
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| Debit Card Features and Advantages | ||||
| Debit Card Fees for first Account Holder | Rs. 99 p.a. | Rs. 99 p.a. | ||
| Debit Card Fees for joint Account Holder | Rs. 99 p.a. | Rs. 99 p.a. | ||
| Relationship Privileges | ||||
| Preferential rates for Gold Coins | No | Yes | ||
| Preferntial rates for Foreign Exchange Service | No | Yes | ||
| Branch and ATM Transaction Benefits | ||||
| Cash transactions at base branch (branches in same city) | Nil: First four transactions of the month. Thereafter, Rs. 90 per transaction. | Unlimited Free of Cost | ||
| Anywhere Cash Withdrawals at a non-base branch (branches in other city) (Maximum withdrawal limit: Self: Rs.50,000/day; Third party: Rs.15,000/day) |
Nil: First cash withdrawal of the month. Thereafter, Rs. 5 per thousand rupees or part thereof, subject to a minimum of Rs. 150. | Waived off | ||
| Anywhere Cash deposit at a non-base branch (Maximum deposit limit: Rs.50,000/day) |
Nil: First cash deposit of the month. Thereafter, Rs. 5 per thousand rupees or part thereof, subject to a minimum of Rs. 150. | Waived off | ||
| ATM Interchange (Transactions at Non ICICI Bank ATMs: Financial: Cash Withdrawal Non-financial: Balance inquiry, PIN change and mini statement) |
Nil: First five financial and non-financial transactions of the month. Thereafter, Rs. 20 (inclusive of service tax) per financial and Rs. 8.50 (exclusive of service tax) per non-financial transactions. | Free | ||
| Account Features | ||||
| Initial Funding | Metro and Urban locations: Rs. 10,200 Semi-urban locations: Rs. 5,200 Rural locations: Rs. 2,200 |
Rs. 25,200 | ||
| Minimum MAB | Metro and Urban locations: Rs. 10,000 Semi-urban locations: Rs. 5,000 Rural locations: Rs. 2,000 |
Rs. 25,000 | ||
| Waiver of non-maintenance of MAB charges | No | Subject to FD of minimum Rs. 1,25,000 under the same Cust ID. | ||
| Charges for SMS Alerts facility | Rs. 15 per quarter (inclusive of taxes). | Free | ||
| Eligibility | Resident Indians above the age of 18 years. | Resident Indians above the age of 18 years. | ||
| Cheque Transaction Benefits | ||||
| Issue of DD drawn on ICICI Bank by cheque/transfer | Rs. 50 per DD up to Rs. 10,000. Rs. 3 per thousand rupees or part thereof for DD of more than Rs. 10,000, subject to a minimum of Rs. 75 and maximum of Rs. 15,000. For Rural locations: For amounts up to Rs. 10,000 – Rs. 40. For amounts above Rs. 10,000 to Rs. 50,000 – Rs.60. For amounts above Rs. 50,000 - Rs. 3 per thousand rupees or part thereof (maximum of Rs. 15,000). |
Nil for DD up to Rs. 100,000 per day. Above that, Rs. 3 per thousand or part thereof; maximum of Rs. 15,000. | ||
| Outstation cheque collection through ICICI Bank branch locations | Up to Rs. 5,000 – Rs. 25 per instrument Rs. 5,001 to Rs. 10,000 – Rs. 50 per instrument Rs. 10,001 to Rs. 1,00,000 – Rs 100 per instrument Above Rs. 1,00,000 - Rs. 200 per instrument |
Up to Rs. 5,000 – Rs. 25 per instrument Rs. 5,001 to Rs. 10,000 – Rs. 50 per instrument Rs. 10,001 to Rs. 1,00,000 – Rs 100 per instrument Above Rs. 1,00,000 - Rs. 200 per instrument |
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