Compare Saving Account

 

Accounts Regular Savings Account Silver Savings Account
Features / Benefits
USP A Savings Account which has a lot of convenient features and provides a valuable banking experience. Silver Savings Account entitles you to select privileges and offers thereby offering you an enriching experience everytime you bank with us.
Exciting Features 1. Extended banking hours
2. Wide network of 2,800+ branches and 10,000+ ATMs
3. 24 X 7 free Phone Banking and free Internet and Mobile banking for instant account access
4. Hassle-free online bill payment
1. Free transactions at Non ICICI Bank ATMs
2. Free Anywhere cash withdrawal/deposit
3. Free SMS alert facility
4. Special asset deals from time to time
5. Discount on annual fees for safe deposit lockers
Debit Card Features and Advantages
Debit Card Fees for first Account Holder Rs. 99 p.a. Rs. 99 p.a.
Debit Card Fees for joint Account Holder Rs. 99 p.a. Rs. 99 p.a.
Relationship Privileges
Preferential rates for Gold Coins No Yes
Preferntial rates for Foreign Exchange Service No Yes
Branch and ATM Transaction Benefits
Cash transactions at base branch (branches in same city) Nil: First four transactions of the month. Thereafter, Rs. 90 per transaction. Unlimited Free of Cost
Anywhere Cash Withdrawals at a non-base branch (branches in other city) (Maximum withdrawal limit:
Self: Rs.50,000/day; Third party: Rs.15,000/day)
Nil: First cash withdrawal of the month. Thereafter, Rs. 5 per thousand rupees or part thereof, subject to a minimum of Rs. 150. Waived off
Anywhere Cash deposit at a non-base branch
(Maximum deposit limit: Rs.50,000/day)
Nil: First cash deposit of the month. Thereafter, Rs. 5 per thousand rupees or part thereof, subject to a minimum of Rs. 150. Waived off
ATM Interchange
(Transactions at Non ICICI Bank ATMs:
Financial: Cash Withdrawal
Non-financial: Balance inquiry, PIN change and mini statement)
Nil: First five financial and non-financial transactions of the month. Thereafter, Rs. 20 (inclusive of service tax) per financial and Rs. 8.50 (exclusive of service tax) per non-financial transactions. Free
Account Features
Initial Funding Metro and Urban locations: Rs. 10,200
Semi-urban locations: Rs. 5,200
Rural locations: Rs. 2,200
Rs. 25,200
Minimum MAB Metro and Urban locations: Rs. 10,000
Semi-urban locations: Rs. 5,000
Rural locations: Rs. 2,000
Rs. 25,000
Waiver of non-maintenance of MAB charges No Subject to FD of minimum Rs. 1,25,000 under the same Cust ID.
Charges for SMS Alerts facility Rs. 15 per quarter (inclusive of taxes). Free
Eligibility Resident Indians above the age of 18 years. Resident Indians above the age of 18 years.
Cheque Transaction Benefits
Issue of DD drawn on ICICI Bank by cheque/transfer Rs. 50 per DD up to Rs. 10,000. Rs. 3 per thousand rupees or part thereof for DD of more than Rs. 10,000, subject to a minimum of Rs. 75 and maximum of Rs. 15,000.

For Rural locations: For amounts up to Rs. 10,000 – Rs. 40. For amounts above Rs. 10,000 to Rs. 50,000 – Rs.60. For amounts above Rs. 50,000 - Rs. 3 per thousand rupees or part thereof (maximum of Rs. 15,000).
Nil for DD up to Rs. 100,000 per day. Above that, Rs. 3 per thousand or part thereof; maximum of Rs. 15,000.
Outstation cheque collection through ICICI Bank branch locations Up to Rs. 5,000 – Rs. 25 per instrument
Rs. 5,001 to Rs. 10,000 – Rs. 50 per instrument
Rs. 10,001 to Rs. 1,00,000 – Rs 100 per instrument
Above Rs. 1,00,000 - Rs. 200 per instrument
Up to Rs. 5,000 – Rs. 25 per instrument
Rs. 5,001 to Rs. 10,000 – Rs. 50 per instrument
Rs. 10,001 to Rs. 1,00,000 – Rs 100 per instrument
Above Rs. 1,00,000 - Rs. 200 per instrument