ICICI Bank BizSavings Account
ICICI Bank BizSavings Account (Schedule of Charges for Account linked under BizSavings Account Family ID) | ||
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ICICI Bank BizSavings Gold Account | ICICI Bank BizSavings Titanium Account | |
Available to | All cities | All cities |
Eligibility | Resident Indian, >18yrs to <60yrs | Resident Indian, >18yrs to <60yrs |
Minimum monthly average balance (MAB)* Savings Account | Rs. 50,000* | Rs 200,000 |
Quarterly Average Balance (QAB) Current Account | Rs. 100,000 | Rs. 500,000 |
Quarterly Average Balance (QAB) Current & Savings Account | Rs. 100,000 | Rs. 500,000 |
Total Relationship Value (TRV)** Fixed Deposit, Current & Savings Account balances in linked Family ID |
Rs. 500,000 | Rs. 15,00,000 |
FD in lieu of requisite balances under Family ID | Fixed Deposit (FD) of minimum Rs 5 lacs under the same Family ID | Fixed Deposit (FD) of minimum Rs 15 lacs under the same Family ID |
Service Charges | ||
Cash Transaction Charges Home Branch (Branch where the account is opened or ported) (Deposits and withdrawals across branches and deposits in Cash Recycler Machines considered.) |
1) Number Limit (Sum total of deposits and withdrawals) Rs 150 per transaction, post 5 free cash transactions per month. 2) Value Limit (Sum total of deposits and withdrawals) Rs 5 per Rs 1,000, post free limit of Rs 1 lakh, per month or Rs 150, whichever is higher. Limits are inclusive of both Home and Non home branch transactions. (Self and Third party) |
1) Number Limit (Sum total of deposits and withdrawals) Rs 150 per transaction, post 7 free cash transactions per month. 2) Value Limit (Sum total of deposits and withdrawals) Rs 5 per Rs 1,000, post free limit of Rs 5 lakh, per month or Rs 150, whichever is higher. Limits are inclusive of both Home and Non home branch transactions. (Self and Third party) |
ATM Interchange (Transactions at Non ICICI Bank ATMs) | 6 metro locations (Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad): Rs 21 per financial transaction & Rs 8.5 per non-financial transaction, post 3 transactions (inclusive of financial and non-financial transactions). |
6 metro locations (Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad): Rs 21 per financial transaction & Rs 8.5 per non-financial transaction, post 3 transactions (inclusive of financial and non-financial transactions). |
Transactions at ICICI Bank ATMs / Cash Recycler Machines (cash withdrawals) | Nil | Nil |
Issue of DD drawn on ICICI Bank by cheque/transfer | Nil for D.D. up to Rs.150,000 per day above that Rs 5 per thousand or part thereof maximum of Rs 15000 | Nil |
Debit Card Fees annual fees
|
Nil
|
Nil
|
Cheque Books
|
Nil
|
Nil
|
Value Added SMS alert facility (For transactions other than specified by regulatory guidelines, sms alerts will be triggered only if the transaction value is greater than Rs.5,000) |
Nil | Nil |
Penal Charges | ||
Charges for non maintenance of minimum quaterly average balance (NMQAB) | Nil | Nil |
Note:
1. Common service charges applicable to all Savings Account variants except for Wealth Management / ICICI Bank Private Banking and the ones mentioned above. Click here.
2. Taxes at prevailing rates as per Govt rules shall be applicable over and above the mentioned charges.The charges indicated above are subject to periodic revision.
*** For BizSavings Account or upgraded an existing account to a Titanium Privilege Account ;
For account linked in BizSavings Family ID schedule charges of will applicable as per existing current account variant.
For Non Maintainance of Quaterly Average Balance refer BizSavings Acocunt Terms & Condition
** The Total Relationship Value (TRV) consists of the following products either singly or jointly –
Total Relationship Value in the linked BizSavings Family ID will be considered for balance in savings account, current account & fixed deposit under the Family ID