Regular Savings Account

Available to

All Cities

Eligibility

Resident Indian, >18yrs

Minimum monthly average balance (MAB)*MAB is the simple average of day-end balances for a calendar month.

Metro and Urban locations - Rs.10,000
Semi-urban locations - Rs.5,000
Rural locations - Rs.2,000
Gramin locations - Rs.1,000

Cash Transaction Charges
Home Branch (Branch where the account is opened or ported)
(Deposits and withdrawals across branches and deposits in Cash Recycler Machines considered.)

1) Number Limit (Sum total of deposits and withdrawals)
Rs 150 per transaction, post 4 free cash transactions per month.

2) Value Limit (Sum total of deposits and withdrawals)
Rs 5 per Rs 1,000, post free limit of Rs 1 lakh, per month or Rs 150, whichever is higher.
a) Non-Home branch –
Rs 5 per Rs 1,000, for transaction value above Rs 25,000 at non-home branch in a day or Rs 150, whichever is higher.
b) Third party cash transactions charged at Rs 150 per transaction. Per transaction value capped at Rs 25,000.

For accounts not maintaining the required MAB

For all free cash transactions, Rs 100 per transaction, for the first two cash transactions and Rs 125 for the subsequent transactions will be levied. This charge will be levied over and above the non–maintenance of MAB charges stipulated in terms and conditions applicable to the account.

ATM Interchange (Transactions at Non ICICI Bank ATMs)

6 metro locations (Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad): Rs 21 per financial transaction & Rs 8.5 per non-financial transaction, post 3 transactions (inclusive of financial and non-financial transactions).
Other than 6 metro locations: Rs 21 per financial transaction and Rs 8.5 per non-financial transaction, post 5 transactions (inclusive of financial and non-financial transactions).
Maximum of 5 transactions free in a month, across locations, with a cap of 3 transactions at 6 metro locations.

Transactions at ICICI Bank ATMs / Cash Recycler Machines (cash withdrawals)

Rs 21 per financial transaction, post 5 transactions. All non-financial transactions are free.
(Financial transaction includes - Cash Withdrawal; Non Financial transactions include - Balance Inquiry, Mini statement & Pin change)

Issue of DD drawn on ICICI Bank by cheque/transfer

Rs.50 per D.D. up to Rs.10,000;Rs.5 per thousand rupees or part thereof for DD of more than Rs.10,000, subject to a minimum of Rs.75 and maximum of Rs. 15,000

For Rural locations - For amounts upto Rs.10,000–Rs.40, For amounts above Rs.10,000 till Rs.50,000–Rs.60, For amounts above Rs.50,000- Rs.5 per thousand rupees or part thereof (maximum of Rs.15,000)

Debit Card Fees annual fees

Rs.150
For Gramin locations - Rs.99

Cheque Books

Nil for 25 cheque leaves in a year;
Rs. 2 per leaf thereafter

Value Added SMS alert facility
(For transactions other than specified by regulatory guidelines, sms alerts will be triggered only if the transaction value is greater than Rs.5,000)

15 paise per sms

Charges for non maintenance of minimum monthly average balance (NMMAB)

6% of the shortfall in required MAB or Rs. 500 whichever is lower.