Privilege Accounts - Young Star And Smart Star
Gold Privilege | Titanium Privilege | |
---|---|---|
Available to |
All Cities |
All Cities |
Eligibility |
Young Stars Account - Minors < 18 years |
Young Stars Account - Minors < 18 years |
Minimum monthly average balance (MAB)* MAB is the simple average of day-end balances for a calendar month. |
Rs. 50,000 |
Rs. 1,25,000 |
Penal Charges | ||
Charges for non maintenance of minimum monthly average balance |
3% of the shortfall in required MAB or Rs. 500 whichever is lower. |
3% of the shortfall in required MAB or Rs. 500 whichever is lower. |
Service Charges | ||
Cash Transaction Charges |
1) Number Limit (Sum total of deposits and withdrawals) |
1) Number Limit (Sum total of deposits and withdrawals) |
For accounts not maintaining the required MAB | For all free cash transactions, Rs 100 per transaction, for the first two cash transactions and Rs 125 for the subsequent transactions will be levied. This charge will be levied over and above the non–maintenance of MAB charges stipulated in terms and conditions applicable to the account. |
For all free cash transactions, Rs 100 per transaction, for the first two cash transactions and Rs 125 for the subsequent transactions will be levied. This charge will be levied over and above the non–maintenance of MAB charges stipulated in terms and conditions applicable to the account. |
ATM Interchange (Transactions at Non ICICI Bank ATMs) |
6 metro locations (Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad): Rs 21 per financial transaction & Rs 8.5 per non-financial transaction, post 3 transactions (inclusive of financial and non-financial transactions). Other than 6 metro locations: Rs 21 per financial transaction and Rs 8.5 per non-financial transaction, post 5 transactions (inclusive of financial and non-financial transactions). Maximum of 5 transactions free in a month, across locations, with a cap of 3 transactions at 6 metro locations. |
6 metro locations (Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad): Rs 21 per financial transaction & Rs 8.5 per non-financial transaction, post 3 transactions (inclusive of financial and non-financial transactions). Other than 6 metro locations: Rs 21 per financial transaction and Rs 8.5 per non-financial transaction, post 5 transactions (inclusive of financial and non-financial transactions). Maximum of 5 transactions free in a month, across locations, with a cap of 3 transactions at 6 metro locations. |
Transactions at ICICI Bank ATMs / Cash Recycler Machines (cash withdrawals) |
Nil |
Nil |
Issue of DD drawn on ICICI Bank by cheque/transfer |
Nil for D.D. up to Rs.150,000 per day above that Rs 5 per thousand or part thereof maximum of Rs.15000 |
Nil |
Debit Card Fees annual fees |
Nil |
Nil |
Cheque Books |
Nil |
Nil |
Value Added SMS alert facility (For transactions other than specified by regulatory guidelines, sms alerts will be triggered only if the transaction value is greater than Rs.5,000)
|
Nil |
Nil |
Outstation cheque collection –through ICICI bank branch locations |
Upto Rs. 5,000 – Rs. 25 per instrument. |
Upto Rs. 5,000 – Rs. 25 per instrument. |
Outstation cheque collection –through non ICICI bank branch locations |
Upto Rs. 5,000 – Rs. 25 per instrument. |
Upto Rs. 5,000 – Rs. 25 per instrument. |
Note:
- Common service charges applicable to all Savings Account variants except for Wealth Management / ICICI Bank Private Banking and the ones mentioned above. Click here.
- Taxes at prevailing rates as per Govt rules shall be applicable over and above the mentioned charges.The charges indicated above are subject to periodic revision.
- *With effect from April 1, 2015: In the event of non-maintenance of minimum MAB, the bank will notify the customer by SMS/e-mail/ letter etc. that in the event of the minimum balance not being restored in the account in the subsequent month, non-maintenance of MAB charges will be applicable.
In case the customer has not maintained MAB for any consecutive month, non-maintenance of MAB charges shall be applicable for all consecutive months. The Bank will notify the customer in the initial month only in case of non-maintenance of MAB in consecutive months.It will be the responsibility of the customer to have a valid e-mail ID, mobile number and address updated with the Bank at all times,failing which,customer may not receive the notification(s).