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      Eligibility
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      Resident
      Indian
      icon1
      Age Group
      18 to 45 years


      Features
      The detailed features of Smart Secure Savings Account are given below
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      • MAB Requirement – NIL*, as long as the attachment products are valid (Annual Fee/ Premium is debited from this Savings Account)
      • Initial funding – Rs 1,05,000 from other bank
      • Free unlimited access to any bank’s ATMs
      • Free Anywhere Banking
      • Free unlimited cash transactions at base branch and branches in same city
      • Waiver of DD/ PO charges for up to Rs.1,00,000 per day
      • 15% discount on annual fee for Safe Deposit Lockers
      • Preferential rates for Gold Coins
      • Better rates for Foreign Exchange Service

      *Attachment product includes Life Insurance Group Term Plan, General Insurance Group Personal Accident Plan, Expressions Debit Card and Demat & Trading Account

      • Life Insurance Group Term Plan, with an annual Premium of Rs 1,800
      • Age wise Sum Assured (SA) Table :

        Age 18 19 20 21 22 23 24 25 26 27 28 29 30 31
        Male SA 1,134,985 1,094,275 1,065,237 1,043,378 1,027,911 1,016,946 1,007,542 998,311 987,966 974,709 957,576 936,990 912,332 882,255
        Female SA 1,262,764 1,189,875 1,134,985 1,094,275 1,065,237 1,043,378 1,027,911 1,016,946 1,007,542 998,311 987,966 974,709 957,576 936,990

        Age 32 33 34 35 36 37 38 39 40 41 42 43 44 45
        Male SA 848,398 810,962 770,414 727,776 684,044 639,589 595,169 550,892 507,458 464,925 423,845 384,527 347,317 312,586
        Female SA 912,332 882,255 848,398 810,962 770,414 727,776 684,044 639,589 595,169 550,892 507,458 464,925 423,845 384,527

        Illustration: Age is to be computed as age on last birthday, example if account holder is a male of age 26 years and 9 months, age to be considered is 26 years and the applicable sum assured is Rs 987,966
      • Debit authorisation (Standing Instruction) will be set for 5 years in Smart Secure Savings Account.
      • For more details, terms & conditions of the Life Insurance Group Term Plan, please click here

      • General Insurance Group Personal Accident Plan, with an annual Premium of Rs. 200 or Rs. 500
      • Sum assured will be of Rs. 4 lakh or Rs. 10 lakh

        Coverage Sum Insured Premium
        Accidental Death/Permanent Total Disablement
        Rs. 4,00,000 Rs. 200
        Rs. 10,00,000 Rs. 500

       

      • Debit authorization (Standing Instruction) will be set for 5 years in Smart Secure Savings Account.
      • For more details, terms & conditions of the General Insurance Group Personal Accident Plan, please click here

      • Customer has a choice to opt for Expression debit card or Coral Expression debit card.
      • Features :

        Features & Offers - Lifelong Benefits
          Expressions Expressions Coral
        1+1 Bookmyshow.com Offer (2 movie tickets per month)
        1+1 BigCinema Offer (2 movie tickets per month)
        Culinary Treats Dining Programme
        NFC enabled Contactless Chip
        Joining Benefits
          Expressions Expressions Coral
        Wills Lifestyle Voucher Rs. 500 Rs. 500
        1000 additional PAYBACK Bonus Points
        Basic Features & Charges
          Expressions Expressions Coral
        Network Partner Master Card Master Card
        Platform World World
        Segment Proposed Savings Account Savings Account
        Joining Fee Rs. 499 Rs. 799
        Annual Fee Rs. 499 Rs. 799
        Annual Savings Rs. 4,000 Rs. 16,250

       

      • To know more about the Expressions Debit Card, please click here

      • Demat and Trading Account will open post activation of Smart Secure Savings Account.
      • Linking will be done for your banking, trading and demat accounts with our Seamless, Secure and Integrated 3-in-1 trading platform.
      • One-time benefit on the brokerage.
      • To know more about Demat & Trading account, please click here
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