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        Schedule of Fees and Charges

         

        Processing fee

        Rs 99 + Goods and Services Tax (GST) applicable. Processing fees will be charged which is non-refundable

        Auto-Debit return fee

        2% of Total Amount Due (Min. Rs.450) + Goods and Services Tax (GST)

        Interest Rate

        Interest rate is 16% PA.

        The rate of interest may be changed at the sole discretion of ICICI Bank.

        Interest Charges

        In case of a default, interest charges may increase up to a maximum of 1.33% per month (16% per annum).

        Late Payment Charges (LPC)

        The LPC on account will be a function of the total outstanding balance and will be as follows:

        Total outstanding balance LPC

        Less than Rs 10,000

        Rs 500 + Goods and Services Tax (GST)

        More than Rs 10,000

        Rs 750 + Goods and Services Tax (GST)

        Fore closure charges

        2% of current total outstanding balance + Goods and Services Tax (GST) applicable and 1 month interest charges applicable in advance while foreclosure.

         

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        EMI on Debit Card FAQ's'
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        EMI on Debit Card is one of the payment options available across local merchants and online websites. With your ICICI Bank Debit/ATM Cards you can now make payments in easy monthly instalments.

        Eligible customers will see this option on the payment page during checkout for online transactions or SMS DCEMI_xxxx(last four digits of yourdebit card) to 5676766.

        You have to visit Flipkart/Amazon website or their respective mobile app or mobile site. Select the product and add it to cart. Choose “EMI” option for payment, select “ICICI Bank-Debit Card” under “Easy Instalments”, enter the Debit Card details and complete the transaction.

        VIEW ALL FAQS
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