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FIXED DEPOSITS
Complete Security.
You will receive ₹ 33,491 monthly at an interest rate of 5.6%
Assured Returns
A simple investment product which offers safety, liquidity and flexibility.
Instant FD Creation
Now create an FD anytime, anywhere online in 60 seconds.
Instant Liquidity
Avail an OD up to 90% of FD value in case of emergencies
Flexible Tenure
Plan your investment depending on your goals starting from 7 days upto 10 years.
Types of Fixed Deposits (FD)
-
Regular
Fixed Deposit -
Monthly Income
Fixed Deposit -
Golden Years
Fixed Deposit -
Tax Saver
Fixed Deposit -
Flexi Fixed Deposit
(For Current Accounts) -
Money Multiplier
Fixed Deposit
Regular Fixed Deposit
Simple investment product which offers safety, liquidity, flexibility and assured returns.
- FD can be opened for minimum amount of ₹10,000
- Choose from flexible tenure ranging from seven (7) days to ten (10) years
- Open Instantly through both iMobile and Internet banking
- Option of premature/partial withdrawal for urgent funds requirement
Monthly Income Fixed Deposit
A simple Fixed Deposit (FD) plan, which offers fixed regular monthly income in future for your choice of tenure, by investing today with an option of receiving 30% as lump sum.
- FD can be opened for minimum amount of ₹1,00,000, in multiples of ₹25,000 thereafter
- Tenure of this deposit consists of an investment phase and a payout phase
- Minimum period for the Investment phase is 24 months, in multiples of 1 month thereafter
- Minimum period for the Payout phase is 24 months, in multiples of 12 months thereafter
Golden Years Fixed Deposit
Now Senior Citizens get an exclusive additional
interest rate of <0.20>% on
your
Fixed Deposits
above 5 years tenure.
- Applicable duration:
20th May, 2020 to 7th April, 2023 - Applicable on New and Auto-Renewed Fixed
Deposits during the scheme period - Applicable on single FD Amount less than 2 Crores
Tax Saver Fixed Deposit
Now enjoy dual benefits of assured returns and tax savings. Tax Saver Fixed Deposits offers tax deduction up to ₹1.5 lakh under Section 80C of Income Tax Act.
- Invest as small as ₹10,000 for a fixed tenure of five years
- Choose from a Flexible interest payout options of monthly, quarterly or reinvestment in principal
- No premature withdrawal and auto-renewal facility
- Interest earned is taxable
Flexi Fixed Deposit for Current Account customers
Enjoy the liquidity of a Current Account coupled with high earnings of a Fixed Deposit. Create a Fixed Deposit linked to your Current Account providing you the unique facilities.
- Enabled for automatic reverse sweep when the balance in the Current Account falls below ₹1,00,000 for individual customers.
- FDs will be broken in the Last-In, First-Out (LIFO) basis for reverse sweep.
- Opened for a minimum tenure of 1 year, linked to your Current Account
Money Multiplier Fixed Deposit
Enjoy the liquidity of a Savings Account coupled with high earnings of a Fixed Deposit. Create a Fixed Deposit linked to your Savings Account providing you the unique facilities.
- Opened for a minimum tenure of 1 year, linked to your Savings Account
- Enable for automatic reverse sweep when the balance in the Savings Accounts falls below ₹10,000 for individual customers
- FDs will be broken in Last-In, First-Out (LIFO) basis for reverse sweep
Create a Fixed Deposit in 60 Seconds!
- 01.
Login to your account via
NetBanking or iMobile - 02. Select the investment amount & tenure
- 03. Set your payout plan and you’re done!
Need funds immediately?
Get an Overdraft against FD.
Avail an overdraft against your fixed deposit of up to 90% of the principal and accrued interest. Take care of your short-term emergency requirements without any worries.
See how easy it is to get Fixed Deposit ! Watch Now
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Frequently Asked Questions (FAQs) About Fixed Deposits
What is a Fixed Deposit?
A Fixed Deposit (FD) is an investment product offered by banks and NBFCs to their customers. An FD promises you guaranteed returns that are calculated basis the interest offered at the time of opening an FD Account. Interest rates may differ depending upon the tenure and amount you are opting for.
What are the types of FDs offered by ICICI Bank?
ICICI Bank offers broadly two types of FDs:
Traditional Fixed Deposit: Interest amount is credited at regular intervals, i.e., Quarterly or Monthly. Customer can opt for Monthly/Quarterly pay-out at the time of creating the Fixed Deposit
Cumulative Fixed Deposits: Customer will receive a lump-sum amount after maturity. The interest accrued is added back to the principal amount on quarterly intervals.
Who can invest in an ICICI Bank Fixed Deposit?
With ICICI Bank you can invest in a Fixed Deposit anytime, anywhere using the iMobile Pay app, Internet Banking, branch visit, ATMs or by contacting Customer Care.
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