ICICI Pru IProtect Smart Term Insurance Plan

T&Cs.

^#The critical illness benefit is an accelerated benefit and the death benefit will be reduced by the critical illness cover paid to the policyholder. To know more about the illnesses covered, please refer to the sales brochure. This is only available in ‘Life & Health’ and ‘All-in-One’ options.

⁺Accidental Death benefit is up to Rs 2 crore. It is optional and available in ‘Life Plus’ and ‘All-in-One’ options. Accidental Death Benefit term will be equal to the policy term or 80 minus age at entry, whichever is lower.

^~~ Death Benefit is payable on diagnosis of Terminal Illness. To know more about definitions, Terms & Conditions applicable for terminal illness, kindly refer to sales brochure of ICICI Pru iProtect Smart.

¹Tax benefits of Rs 54,600 (Rs 46,800 u/s 80C & Rs 7,800 u/s 80D) is calculated at highest tax slab rate of 31.20% (including cess excluding surcharge as per old tax regime) on life insurance premium u/s 80C of Rs 1,50,000 and health premium u/s 80D of Rs 25,000. Tax benefits subject to conditions under Sections 80C, 80D, 10(10D), 115BAC and other provisions of the Income Tax Act, 1961. Goods and Services Tax (GST) and cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above.

ICICI Prudential Life Insurance Company Limited.

IRDAI Regn No. 105.

CIN: L66010MH2000PLC127837

© 2016, ICICI Prudential Life Insurance Company Limited. Registered Address: ICICI Pru Life Towers, 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025. Insurance is the subject matter of the solicitation. For more details on the risk factors, Terms and Conditions, please read the sales brochure carefully before concluding a sale. Call us on 1-860-266-7766 (10am-7pm, Monday to Saturday, except national holidays and valid only for calls made from India) and on 91-22-6193-0777 (Valid for calls made from outside India) (10am-7pm IST, Monday to Saturday, except national holidays). Tax benefits under the policy are subject to conditions u/s 80D of the Income Tax Act, 1961. Goods & Services Tax and cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments from time to time.

ICICI Pru iProtect Smart.

UIN-105N151V10.

Advt. No.: W/II/1962/2020-21

ICICI Bank Limited (‘ICICI Bank’) with registered office at ICICI Bank Tower, Near Chakli Circle, Old Padra Road, Vadodara, 390 007, Gujarat (CIN: L65190GJ1994PLC021012) is a corporate agent (Composite, IRDAI Registration No. : CA0112 valid till Mar 31, 2025) of ICICI Prudential Life Insurance Company Limited (‘ICICI PruLife’). Insurance is underwritten by ICICI PruLife. Purchase by ICICI Bank’s customer of any insurance products is purely voluntary and is not linked to availing of any other facility from ICICI Bank.

The products, services and benefits referred to herein are subject to Terms and Conditions governing them as specified by ICICI PruLife from time to time. ICICI Bank shall not be liable or responsible for any loss resulting from insurance company's products/ services.

For any other query, please visit bimabharosa.irdai.gov.in/Home/Home or write to lifeline@iciciprulife.com

Time limit on the validity:
Subject to applicable laws, all the information given above is valid for the term of the policy purchased.

BEWARE OF SPURIOUS / FRAUD PHONE CALLS!

• IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums.

• Public receiving such phone calls are requested to lodge a police complaint.