INVESTMENTS PLAN

NPS is an easily accessible, low-cost, tax-efficient, flexible and portable defined contribution voluntary retirement savings scheme introduced by the Government of India and regulated by the Pension Fund Regulatory and Development Authority (PFRDA).

Some of the key features of NPS are:

1. Regulated - NPS is regulated by PFRDA, which is established through an Act of Parliament. (PFRDA Act, 2013)
   

2. Pension for all - It can be voluntarily subscribed by any Indian citizen (Resident/ Non-Resident/ Overseas citizen)

3. Low Cost – NPS is one of the lowest cost pension schemes in the world

4. Flexible - Subscribers have choices of Point of Presence (PoP), Central Recordkeeping Agency (CRA), Pension Fund and Asset Allocation. The choices exercised can be changed subsequently

5. Portable – NPS Account can be transferred across employment, location/ geography

6. Tax efficient – Tax incentives are available to subscribers under the Income Tax Act, 1961

7. Optimum returns – Market-linked returns based on the choice of investment made by the subscriber

8. Transparent – Subscribers can access their NPS Accounts online 24X7 and there is mandatory public disclosure.

Any Indian citizen (resident or non-resident) and Overseas Citizen of India (OCI) aged between 18-70 years can invest in NPS.

ICICIdirect offers you a Unique 3-in-1 Online Trading Account, which integrates your Demat, Savings and Trading Account to provide a secure and seamless investment experience.

Trade in Shares, Futures and Options, Currencies, Invest in Mutual Funds & IPOs through our seamless and secure 3-in-1 online Trading Account.

• Integrates your Banking, Trading and Demat Account

• Single window for all your investment needs

• Accessibility on multiple platforms for trading like wed, mobile and call-n-trade (place order over the phone)

• Seamless Trading: Trade in shares without going through the hassle of tracking settlement cycles and transfer instructions.

• Security: Instead of transferring money to a broker's pool account, you manage your account when you trade through ICICIdirect.com.

• Wide range of products: Innovative offerings like - Margin, Margin Plus, Buy Today Sell Tomorrow (BTST), Derivatives Trading, Mutual Funds & IPOs

• Access to Research: We understand the need for the right research to make the right investment decision and have focused heavily in this area.

• Tracking and Review: Our portfolio tracker and watch list along with SMS alerts, will always keep you updated on the status of your investments with us and you can act on them as and when required.