Refinance Car Loan

Refinance refers to granting a loan on an existing car, which is not hypothecated to any bank/financial institution or is hypothecated but has zero outstanding. Maximum refinance that can be availed, is up to 140% of the car’s valuation.

Feature

• Easy documentation
• You get an attractive rate of interest
• Your loan gets processed faster

Top-Up Car Loan

Existing Car Loan customers of ICICI Bank can also avail additional top-up loans. These loans can be used for any other requirements such as business development, wedding, personal engagements, home renovation, etc.

Feature

• Easy documentation
• You get an attractive rate of interest
• Your loan gets processed faster

Upgrade your Car Loan

As technology advances, car models get better and better. Existing ones get remodelled and new variants are launched quite frequently, making it difficult to resist the temptation to upgrade to a model with the latest technology.

These new models are complemented by various financing schemes offered by ICICI Bank Car Loans, making it easier to upgrade to the car of your choice at an attractive rate of interest.

So when should you upgrade?

• Warranty of your existing car: Cars these days are pretty good and if you take care of your car properly, then there should not be a need to take advantage of the warranty. However, few people like to have that safety net in place at all times. In this case, they might look to change their car before their coverage expires
• The finance: With the availability of ICICI Bank Car Loans, upgrade to your favourite car even if your current loan is functional.