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Pre-Approved Balance Transfer
Pre-approved Balance Transfer facility is available for existing ICICI Bank customers having a Home Loan, Loan Against Property (LAP) or a Commercial Property Loan with other Banks/Financial Institutions. By transferring your Loan to ICICI Bank at an attractive rate of interest, you can save on your monthly EMI and reinvest the savings towards your future goals like children’s higher education, retirement corpus or Systematic Investment Planning (SIP). Further, you can avail an instant sanction of your Loan with no documentation or additional amount, in the form of a Loan Top-up.
Features of pre–approved balance transfer
Get instant sanction of your Pre-approved Balance Transfer Offer in just 3 simple steps.
I give my consent to ICICI Bank representative to call, SMS, e-mail me about the recommended Home Loan Balance Transfer Offer.
Why choose Top-up LOAN WITH BALANCE TRANSFER?
You can avail a Top-up Loan for personal and professional needs
Minimal documentation for application and approval of loans
No additional collaterals are needed for loan approval
Simple and swift process for urgent funds with reduced EMI benefits.
Transfer Existing Home Loan To Us
As a home owner, it is important to know the ways you can save on your loan repayment and manage your budget after buying your home.
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Popular Home Loan FAQs
Instant Balance Transfer is a Pre-approved Balance Transfer facility for Salary & Savings Account holders of ICICI Bank. You can avail instant sanctions on the transfer of Home Loans or LAP outstanding balances, at lower interest rates.
Pre-approved customers of ICICI Bank can avail a host of benefits by getting Home Loan Balance Transfer Offers, online. These include Instant Online Sanctions, Attractive Interest Rates, Longer Tenure, Quick Processing and Affordable EMIs. The Pre-approved Balance Transfer is the best facility that saves you money for future purposes.
As per ICICI Bank, the maximum tenure for a Home Loan is 20 years. For Non-Home Loans, the maximum tenure limit is 15 years.
The Instant Balance Transfer or the Pre-approved Balance Transfer facility follows a floating interest rate. The customer cannot avail of a fixed rate.
No, ICICI Bank does not offer funding for specialised or under-construction properties.
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