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Eligible borrowers can avail Home Loans with attractive interest rates on both floating and fixed rate loans, lower Equated Monthly Instalments (EMIs) and no pre-payment charges on floating loan rates. Interest rates begin at 7.10% per annum, with extended loan tenures up to 30 years and there are easy repayment options being offered.
Standard Pricing
Salaried Borrower
| Slab | Floating Interest rates |
|---|---|
| Up to ₹35 lacs | RR + 3.50% (8.65%) - RR + 3.80% (8.95%) |
| ₹35 lacs to ₹75 lacs | RR + 3.90% (9.05%) -RR + 4.05% (9.20%) |
| Above ₹75 lacs | RR + 3.95% (9.10%) - RR + 4.10% (9.25%) |
Self - Employed
| Slab | Floating Interest rates |
|---|---|
| Up to ₹35 lacs | RR + 3.65% (8.80%) - RR + 3.95% (9.10%) |
| ₹35 lacs to ₹75 lacs | RR + 4.05% (9.20%) -RR + 4.20% (9.35%) |
| Above ₹75 lacs | RR + 4.10% (9.25%) - RR + 4.25% (9.40%) |
Above mentioned interest rates will vary basis various parameters such as the Bureau Score, Profile, Segments, etc.
Pricing of Home Loan Balance Transfer with repayment from ICICI Bank Account
| Segment | Floating Interest Rates |
|---|---|
| Salaried (Any Loan Amount) | RR+2.70% (7.1%) – RR+3.40% (7.8%) |
| Self Employed (Any Loan Amount) | RR+2.80% (7.2) – RR+3.55% (7.95%) |
The processing fee is 0.50% of the loan amount, plus applicable taxes.
Valid till Sep 30, 2021.
Instant Home Loan Interest Rates
Instant Home Loan Interest Rates
| Slab | Floating Interest Rate |
|---|---|
| Up to 35 L | RR + 3.50% (8.65%) - RR + 3.80% (8.95%) |
| 35 L - 75 L | RR + 3.90% (9.05%) -RR + 4.05% (9.20%) |
| More than 75 L | RR + 3.95% (9.10%) - RR + 4.10% (9.25%) |
Repo Rate (RR) is 5.15% as on October 4, 2019
