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Loan Against Property EMI Calculator

A Loan Against Property (LAP) calculator is an online tool that allows you to estimate how much Mortgage Loan you are eligible for, before applying for the loan. The LAP EMI calculator is easy to use and helps you compute the monthly instalments, by adding three factors:

Loan Amount

Typically, a customer can get LAP up to 70% of the property’s market value. While using the online LAP calculator, you need to fill in the expected loan amount. As a borrower, the loan amount that you are eligible for, would depend on the value of the property

Loan Tenure

The Loan Against Property tenure is up to 15 years, if it’s a mortgage residential or commercial property. In case of industrial or any other special use property, the maximum tenure is up to 10 years. This factor is crucial when you want to estimate how much EMI you would pay, during the repayment period

Interest Rate:

The last required field is a Loan Against Property interest rate. The interest rate quoted by the Bank is based on the borrower’s eligibility, loan amount, tenure and other conditions.

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How does one use a Loan Against Property calculator?

You don’t need manual calculations, when an online calculator helps you arrive at an exact figure. Simply use the Loan Against Property eligibility calculator. To use the Loan against Property EMI calculator, you need to fill the loan amount, loan tenure and interest rate. With the help of these factors, you can determine your LAP eligibility and get error-free results, in an instant.

What are the three quick benefits of using a Loan Against Property EMI Calculator?


  • Smart, simple and free to use
  • Get accurate and realistic results, each time
  • Accessible anytime, anywhere.


A Loan Against Property EMI calculator is a free online tool that allows borrowers to estimate the monthly EMI outflow, during the loan tenure. The calculator provides accurate results that helps to pre-plan loan payments, in a better way.

The LAP EMI calculator uses the mathematical formula to provide you with the exact EMI figure. The formula is stated as below:

EMI = [P x R x (1+R)^N]/[(1+R)^N-1]


“P” stands for the Principal Loan Amount,

“R” stands for the Rate of Interest (per month) or annual ROI divided by 12

“N” stands for the Loan Tenure (in months).

The Loan Against Property EMI Calculator uses the combination of a Loan Amount, Loan Tenure and Interest Rate, to calculate the EMI online. You need to enter the above mentioned details to use the online tool.

Terms and Conditions apply.